Credit union · NCUA insured
People's Alliance Federal Credit Union
A $326.7M credit union headquartered in Hauppauge, NY, with 32,519 members and 8 branches in 2 states. Best rates: CDs 4.05% and savings 0.35% APY.
People's Alliance Federal Credit Union Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#100 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About People's Alliance Federal Credit Union
- Headquarters
- 125 Wireless Blvd, Hauppauge, NY 11788-3971
- NCUA charter
- 3633
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships, or attends school in select geographical areas in NY and FL.
Employers and groups
- Individuals can qualify for membership by joining the American Consumer Council (ACC) or the New York Credit Union Foundation (NYCUF), with membership covered by PAFCU.
- Employees of more than 400 PAFCU partner companies can apply for membership.
Family and household
- Family members of current members, including immediate relatives and relatives by marriage or adoption, are eligible for membership.
- Family members of employees of more than 400 PAFCU partner companies can apply for membership.
Branches
8 branches in 2 states
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New York
7 branches
- Main OfficeMain office125 Wireless Blvd, Hauppauge, NY 11788Directions
- Brooklyn -Hanson Place67 Hanson Pl, Brooklyn, NY 11217Directions
- Allen/JamaicaThe Greater Allen Cathedral of New York, 11031 Merrick Blvd, Jamaica, NY 11433Directions
- Jamaica-JFK14 S Service Rd, Room #4A, Jamaica, NY 11430Directions
- Ronkonkoma3125 Veterans Memorial Hwy, Ronkonkoma, NY 11779Directions
- Westbury1600 Stewart Ave, Suite #101, Westbury, NY 11590Directions
- Yonkers132 Tuckahoe Rd, Yonkers, NY 10710Directions
Florida
1 branch
- Miami5757 Waterford District Dr, Ste 100, Miami, FL 33126Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.13% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.58% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.45% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $80 | $76 | — |
- CapitalNet worth ratio11.13%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.58%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.45%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$80Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of People's Alliance Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.