Skip to content

Credit union · NCUA insured

Trax Credit Union CD Rates

Trax Credit Union’s best CD rate is 3.30% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How Trax Credit Union’s CD rates compare

Compared with banks and credit unions near Tampa, FL, where Trax Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Trax Credit Union

    3.10%APY

    Term
    6 months
    Minimum
    $500
    Earns on $10,000
    $154

    Share Certificate

  • Top rate

    Raymond James Bank

    5.25%APY

    Term
    60 months
    Minimum
    $2,000
    Earns on $10,000
    $2,915

    Raymond James Bank rates

  • 2nd-highest rate

    Together Credit Union

    4.50%APY

    Term
    11 months
    Minimum
    $1,000
    Earns on $10,000
    $412

    Together Credit Union rates

Compare CD rates near you →

Trax Credit Union CD score

69

CD score

Higher than 24% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.10%
  • 9–15 months9–15 mo3.10%
  • 16–30 months16–30 mo3.10%
  • 31–60 months31–60 mo3.00%
  • QualifiedQualified3.10%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Trax Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Trax Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← Trax Credit Union overview