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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 166–180 results in Florida

  1. Top Carrot, Carrot Score 89
    Eglin Federal Credit UnionPreferred Investment CertificatesCD · 60 months · $2,500 min

    Credit union · 11 branches

    3.71%APY$1,998 over 60 months on $10,000
  2. Top Carrot, Carrot Score 91
    Suncoast Credit UnionSmart Start CertificateCD · 12 months · $50 min

    Credit union · 79 branches

    3.70%APY$370 over 1 year on $10,000
  3. Tampa Bay Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 5 branches

    3.70%APY$370 over 1 year on $10,000
  4. Insight Credit UnionRegular CertificateCD · 12 months · $1,000 min

    Credit union · 10 branches

    3.70%APY$370 over 1 year on $10,000
  5. Top Carrot, Carrot Score 93
    CIBC Bank USACertificates of Deposit AccountCD · 13 months · $1,000 min

    Bank · 1 branch

    3.70%APY$401 over 13 months on $10,000intro rate
  6. Arlington Community Federal Credit UnionNo-Penalty CertificateCD · 15 months · $500 min

    Credit union · 1 branch

    3.70%APY$465 over 15 months on $10,000with conditions
  7. Everglades Federal Credit UnionShare CertificateCD · 24 months

    Credit union · 1 branch

    3.70%APY$754 over 24 months on $10,000with conditions
  8. Gulf Winds Credit UnionTerm Share Certificate AccountsCD · 60 months · $500 min

    Credit union · 9 branches

    3.70%APY$1,992 over 60 months on $10,000
  9. Top Carrot, Carrot Score 88
    FAIRWINDS Credit UnionCertificate of DepositCD · 60 months · $1,000 min

    Credit union · 31 branches

    3.70%APY$1,992 over 60 months on $10,000
  10. Desjardins BankCertificate of DepositsCD · 12 months · $1,000 min

    Bank · 2 branches

    3.69%APY$369 over 1 year on $10,000
  11. Orlando Credit UnionTerm Share CertificateCD · 12 months · $500 min · 3.67%–3.80% by balance

    Credit union · 7 branches

    3.67%APY$367 over 1 year on $10,000intro rate
  12. Top Carrot, Carrot Score 89
    All In Credit UnionSmart Start CertificateCD · 12 months · $25 min

    Credit union · 6 branches

    3.66%APY$366 over 1 year on $10,000
  13. Top Carrot, Carrot Score 93
    JM Associates FCUTerm Share CertificateCD · 12 months · $1,000 min · 3.66%–3.71% by balance

    Credit union · 3 branches

    3.66%APY$366 over 1 year on $10,000
  14. Locality BankCertificates of DepositCD · 6 months · $2,500 min

    Bank · 2 branches

    3.65%APY$181 over 6 months on $10,000
  15. Top Carrot, Carrot Score 88
    Dort Financial Credit UnionAMP Certificate of DepositCD · 49–60 months · $100 min

    Credit union · 4 branches

    3.65%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Florida

1,742 CDs at 190 banks and credit unions · checked Oct 16–23

Typical
3.30%
Top 10% from
4.10%
Banks, typical
2.28%
Credit unions, typical
3.40%

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Florida

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Innovations Financial Credit UnionCredit union · 9 branches
  2. Climate First BankBank · 4 branches
  3. Oxford Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate