Bank · FDIC insured
Locality Bank CD Rates
Locality Bank’s best CD rate is 3.65% APY on a 6-month CD. Terms run from 6 months to 1 year. Rates checked October 15, 2026.
How Locality Bank’s CD rates compare
Compared with banks and credit unions near Miami, FL, where Locality Bank has the most branches. $10,000, best rate first.
This bank’s best
Locality Bank
3.65%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $181
Certificates of Deposit
Top rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
2nd-highest rate
BrightStar Credit Union
5.00%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $2,763
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.65%APY · 2 terms
Fixed interest rate savings account agreed to leave on deposit for the selected term until maturity. If withdrawn before maturity, a penalty or loss of interest may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.65% | $181 |
| 12 months | 2.75% | $275 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.