Bank · FDIC insured
Desjardins Bank CD Rates
Desjardins Bank’s best CD rate is 3.95% APY on a 1-year CD. Terms run from 1 year to 5 years. Rates checked October 15, 2026.
How Desjardins Bank’s CD rates compare
Compared with banks and credit unions near Miami, FL, where Desjardins Bank has the most branches. $10,000, best rate first.
This bank’s best
Desjardins Bank
3.69%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $369
Certificate of Deposits
Top rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
2nd-highest rate
BrightStar Credit Union
5.00%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $2,763
Desjardins Bank CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 9–15 months9–15 mo3.69%
- 16–30 months16–30 mo2.79%
- 31–60 months31–60 mo2.28%
- QualifiedQualified3.69%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Desjardins Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate JUMBO
Up to 3.95%APY · 5 terms
For balances $250,000.00 and over. Early withdrawal penalty may apply. Fixed interest rate and APY for the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.95% | — |
| 24 months | 3.04% | — |
| 36 months | 2.27% | — |
| 48 months | 2.27% | — |
| 60 months | 2.27% | — |
Sources (1)
- desjardinsbank.com/content/dam…dbank-interest-rates.pdf · captured Sep 18, 2026
Certificate of Deposits
Up to 3.69%APY · 5 terms
Personal term savings account. Interest compounded daily and paid monthly or at maturity. Early withdrawal penalty may apply. No additional deposits allowed before maturity. Fixed interest rate and APY for the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.69% | $369 |
| 24 months | 2.79% | $565 |
| 36 months | 2.28% | $698 |
| 48 months | 2.28% | $942 |
| 60 months | 2.28% | $1,190 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.