Credit union · NCUA insured
Everglades Federal Credit Union
A $55.9M credit union headquartered in Clewiston, FL, with 5,458 members and 1 branch in Florida. Best rates: savings 1.01% APY.
Everglades Federal Credit Union Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#2 of 3 in Clewiston, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Everglades Federal Credit Union
Everglades Federal Credit Union is a member-owned financial cooperative based in Clewiston, Florida.
- Headquarters
- 1099 W Ventura Ave, Clewiston, FL 33440-3416
- NCUA charter
- 24204
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all persons who live, work, or attend school in Hendry, Glades, and Western Palm Beach Counties.
Family and household
- Family members (natural, adopted, foster, or step: spouses, children, parents, siblings, grandchildren, and grandparents) of members are eligible for membership regardless of where they live.
Branches
1 branch in Florida
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Florida
1 branch
- Main BranchMain office1099 W Ventura Ave, Clewiston, FL 33440Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.36% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.28% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.52% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio10.36%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.28%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.52%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Everglades Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.