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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Spartanburg, SC

  1. Southern BankCertificates of DepositCD · 25 months · $1,000 min

    Bank · 1 branch

    5.00%APY$1,070 over 25 months on $10,000intro rate
  2. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.50%APY$1,412 over 36 months on $10,000
  3. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 2 branches

    4.25%APY$317 over 9 months on $10,000
  4. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 2 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  5. Top Carrot, Carrot Score 91
    Carolina Foothills Federal Credit UnionTerm Share CertificateCD · 36 months · $500 min

    Credit union · 3 branches

    4.20%APY$1,314 over 36 months on $10,000
  6. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    4.10%APY$169 over 5 months on $10,000intro rate
  7. South Carolina Federal Credit UnionPremium Share CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.10%APY$2,225 over 60 months on $10,000with conditions
  8. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 2 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  9. South Carolina Federal Credit UnionRegular Share CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.00%APY$2,167 over 60 months on $10,000
  10. United Community BankCertificates of DepositCD · 8 months · $2,500 min

    Bank · 1 branch

    3.80%APY$252 over 8 months on $10,000with conditions
  11. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 2 branches

    3.75%APY$217 over 7 months on $10,000
  12. Top Carrot, Carrot Score 93
    CPM Federal Credit UnionShare CertificatesCD · 12 months · $250 min

    Credit union · 1 branch

    3.70%APY$370 over 1 year on $10,000
  13. Top Carrot, Carrot Score 87
    South Carolina State Credit UnionSCU CertificatesCD · 60–Unknown months · $500 min

    Credit union · 1 branch

    3.65%APY
  14. Sharonview Federal Credit UnionCertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    3.40%APY$340 over 1 year on $10,000
  15. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Spartanburg, SC

205 CDs at 16 banks and credit unions · checked Oct 6–22

Typical
1.02%
Top 10% from
3.75%
Banks, typical
0.25%
Credit unions, typical
3.39%

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Spartanburg, SC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. CPM Federal Credit UnionCredit union · 2 branches
  2. Carolina Foothills Federal Credit UnionCredit union · 3 branches
  3. Spero FinancialCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate