Bank · FDIC insured
Southern Bank CD Rates
Southern Bank’s best CD rate is 5.00% APY on a 25-month CD. Terms run from 15 months to 25 months. Rates checked October 22, 2026.
How Southern Bank’s CD rates compare
Compared with banks and credit unions in South Carolina, where Southern Bank has the most branches. $10,000, best rate first.
This bank’s best
Southern Bank
5.00%APY
- Term
- 25 months
- Minimum
- $1,000
- Earns on $10,000
- $1,070
Certificates of Deposit
Top rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $500
3rd-highest rate
Honda Federal Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $10,000
- Earns on $10,000
- $2,522
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 5.00%APY · 2 terms
Personal accounts only. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsPersonal accounts only. Deposits limited to $230,000. Limited-time offer. Penalty for early withdrawal | 4.65% | $585 |
| 25 monthsPersonal accounts only. Deposits limited to $230,000. Limited-time offer. Penalty for early withdrawal | 5.00% | $1,070 |
Sources (3)
All captured Oct 22, 2026
Opening an account
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