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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Wichita, KS metro
- 3.79%APY
Requirements
Product: An additional 0.10% may be added to stated CD interest rate for primary or joint owners of a City Preferred checking account. Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: Fixed rate, non-compounding. Term 180 - 364 days.
3.75% interest rate
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$280 over 9 months on $10,000intro rate
Requirements
Offer: PROMO rate and term valid on new funds deposits only. After 6 or 9 month terms, auto renewal for 12 months at current posted rate. Minimum deposit of $1,000. No additional deposits allowed during certificate term. Quarterly compounding.
Promotional rate · 3.70% interest rate · Effective Oct 15, 2026
Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 8 branches
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Interest compounding and payment frequency of interest varies depending on the product type.
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000
Requirements
Product: FDIC insured. Interest compounded quarterly. Automatic renewal. A penalty may be imposed for early withdrawals. Fees could reduce earnings. Jumbo CDs require $100,000 to open.
Offer: CD Special. Assumes funds remain on deposit until maturity.
3.70% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000intro rate
Requirements
Product: Limited time offer. Not available to other financial institutions or public funds. Early withdrawal penalties may apply.
Offer: Requires $2,500 minimum balance to open and obtain APY. Auto renews to a standard 12-month CD. Penalties may be imposed for early withdrawal. Limited time offer.
Promotional rate · Effective Aug 28, 2026
Rate checked
More details - 3.55%APY$176 over 6 months on $10,000intro rate
- 3.55%APY$176 over 6 months on $10,000intro rate
Requirements
Offer: 180 DAY CD SPECIAL listed under Certificate of Deposit – REGULAR
Promotional rate · 3.50% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.51%APY$262 over 9 months on $10,000intro rate
Requirements
Product: Available to KS, MO, or OK residents and existing customers. Terms available from 90 days to 5 years. No setup or maintenance fees. $1,000 minimum deposit to open. Substantial penalty may be charged for early withdrawal. Interest is compounded quarterly. Fees imposed could reduce earnings. FDIC insured.
Offer: 9 Month CD Special. Interest is compounded quarterly. Substantial penalty may be charged for early withdrawal. Fees imposed could reduce earnings.
Promotional rate · 3.46% interest rate · Compounded quarterly · Effective Jan 30, 2026
Rate checked
More details - Meritrust Credit Union – ColoradoShare CertificateCD · 6 months · $500 min
Credit union · 11 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: $500 minimum opening balance and minimum balance to earn APY. A penalty may be imposed for early withdrawal. Fees can reduce earnings. Fixed rate. Dividends compounded and credited monthly. Automatically renewable with a 10-day grace period.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 3 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Pairing with Premier Checking allows a one-time $2,500 penalty-free withdrawal. Interest compounds quarterly and credits monthly; earnings may be reinvested, deposited into another account, or paid directly. Automatically renews at current rate upon maturity with a 10-day grace period to add funds or change term.
Rate checked
More details - 3.50%APY$712 over 24 months on $10,000
Requirements
Product: Membership required. Minimum $500 to open. Dividends paid monthly. Penalties may apply for early withdrawal. Funds in excess of $250,000 may be discounted and/or require special approval.
3.45% interest rate · Effective Sep 29, 2026
Rate checked
More details - Panhandle Federal Credit UnionShare CertificatesCD · 60 months · $250 min · 3.39%–3.55% by balance
Credit union · 1 branch
3.39%APY$1,814 over 60 months on $10,000Effective Oct 27, 2025
Rate by balance
Rate by balance for Share Certificates Balance APY $250 – $25,000Your amount 3.39% $25,000 – $75,000 3.44% $75,000 and up 3.55% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wichita, KS metro
428 CDs at 43 banks and credit unions · checked Oct 5–22
- Typical
- 2.70%
- Top 10% from
- 4.00%
- Banks, typical
- 2.17%
- Credit unions, typical
- 3.10%
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Wichita, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Campus Credit UnionCredit union · 1 branch
- Credit Union of AmericaCredit union · 10 branches
- Capitol FederalBank · 9 branches