Bank · FDIC insured
Andover State Bank CD Rates
Andover State Bank’s best CD rate is 3.50% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Andover State Bank’s CD rates compare
Compared with banks and credit unions near Wichita, KS, where Andover State Bank has the most branches. $10,000, best rate first.
This bank’s best
Andover State Bank
3.50%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $173
Certificate of Deposit (CD)
Top rate
Stryv Bank
4.55%APY
- Term
- 30 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,177
2nd-highest rate
Mid American Credit Union
4.50%APY
- Term
- 37 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,454
Andover State Bank CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Andover State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.50%APY · 7 terms
Pairing with Premier Checking allows a one-time $2,500 penalty-free withdrawal. Interest compounds quarterly and credits monthly; earnings may be reinvested, deposited into another account, or paid directly. Automatically renews at current rate upon maturity with a 10-day grace period to add funds or change term.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 3.00% | 3.00% | $74 |
| 6 months | — | 3.50% | 3.50% | $173 |
| 12 months | 3.50% | — | 3.50% | $350 |
| 24 months | 3.25% | — | 3.25% | $661 |
| 36 months | 3.00% | — | 3.00% | $927 |
| 48 months | 3.00% | — | 3.00% | $1,255 |
| 60 months | 3.00% | — | 3.00% | $1,593 |
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 3.50%APY · 5 terms
Offers Traditional and Roth IRAs with no fees for application, account setup, or account maintenance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.50% | $350 |
| 24 months | 3.25% | $661 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.00% | $1,593 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.