Bank · FDIC insured
Southwest National Bank CD Rates
Southwest National Bank’s best CD rate is 3.75% APY on a 17-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Southwest National Bank’s CD rates compare
Compared with banks and credit unions near Wichita, KS, where Southwest National Bank has the most branches. $10,000, best rate first.
This bank’s best
Southwest National Bank
3.75%APY
- Term
- 17 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $535
Certificates of Deposit
Top rate
Stryv Bank
4.55%APY
- Term
- 30 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,177
2nd-highest rate
Mid American Credit Union
4.50%APY
- Term
- 37 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,454
Southwest National Bank CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southwest National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.75%APY · 12 terms
FDIC insured. Interest compounded quarterly. Automatic renewal. A penalty may be imposed for early withdrawals. Fees could reduce earnings. Jumbo CDs require $100,000 to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCD Only. Assumes funds remain on deposit until maturity | 0.30% | $7 |
| 6 monthsAssumes funds remain on deposit until maturity | 0.90% | $45 |
| 7 monthsCD Special. Assumes funds remain on deposit until maturity | 3.50% | $203 |
| 9 monthsAssumes funds remain on deposit until maturity | 1.25% | $94 |
| 12 monthsAssumes funds remain on deposit until maturity | 1.25% | $125 |
| 13 monthsCD Special. Assumes funds remain on deposit until maturity | 3.65% | $396 |
| 17 monthsCD Special. Assumes funds remain on deposit until maturity | 3.75% | $535 |
| 18 monthsAssumes funds remain on deposit until maturity | 1.25% | $188 |
| 24 monthsAssumes funds remain on deposit until maturity | 1.40% | $282 |
| 36 monthsAssumes funds remain on deposit until maturity | 1.45% | $441 |
| 48 monthsAssumes funds remain on deposit until maturity | 1.55% | $635 |
| 60 monthsAssumes funds remain on deposit until maturity | 2.00% | $1,041 |
Special-purpose accounts
Individual Retirement Accounts (IRA) CD
Up to 3.75%APY · 11 terms
Available as Traditional or Roth IRA time deposits. FDIC insured. A penalty may be imposed for early withdrawals. Fees could reduce earnings. Outgoing IRA transfer fee is $25.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAssumes funds remain on deposit until maturity | 0.90% | $45 |
| 7 monthsCD Special. Assumes funds remain on deposit until maturity | 3.50% | $203 |
| 9 monthsAssumes funds remain on deposit until maturity | 1.25% | $94 |
| 12 monthsAssumes funds remain on deposit until maturity | 1.25% | $125 |
| 13 monthsCD Special. Assumes funds remain on deposit until maturity | 3.65% | $396 |
| 17 monthsCD Special. Assumes funds remain on deposit until maturity | 3.75% | $535 |
| 18 monthsAssumes funds remain on deposit until maturity | 1.25% | $188 |
| 24 monthsAssumes funds remain on deposit until maturity | 1.40% | $282 |
| 36 monthsAssumes funds remain on deposit until maturity | 1.45% | $441 |
| 48 monthsAssumes funds remain on deposit until maturity | 1.55% | $635 |
| 60 monthsAssumes funds remain on deposit until maturity | 2.00% | $1,041 |
Sources (3)
- southwestnb.com/rates
- southwestnb.com/cds-iras
- southwestnb.com/_s3/southwestn…e-schedule-2.10.2023.pdf
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.