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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Washington, DC-VA-MD-WV metro

  1. First National BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min

    Bank · 11 branches

    4.00%APY$434 over 13 months on $10,000with conditions
  2. Burke & Herbert Bank17-Month Online CDCD · 17 months

    Bank · 32 branches

    4.00%APY$571 over 17 months on $10,000intro rate
  3. Top Carrot, Carrot Score 88
    Transportation Federal Credit UnionShare CertificateCD · 20 months · $1,000 min

    Credit union · 3 branches

    4.00%APY$676 over 20 months on $10,000
  4. Northrop Grumman Federal Credit UnionCertificatesCD · 24 months · $2,500 min

    Credit union · 4 branches

    3.97%APY$810 over 24 months on $10,000
  5. Jefferson Security BankCertificate of DepositCD · 18 months · $500 min

    Bank · 3 branches

    3.96%APY$600 over 18 months on $10,000
  6. The Freedom Bank of VirginiaFreedom 9 Month Flex Your Freedom Certificate of DepositCD · 9 months · $500 min

    Bank · 6 branches

    3.95%APY$295 over 9 months on $10,000intro rate
  7. The Freedom Bank of VirginiaCertificate of DepositCD · 9 months · $500 min

    Bank · 6 branches

    3.95%APY$295 over 9 months on $10,000
  8. Top Carrot, Carrot Score 88
    Marine Federal Credit UnionShare CertificatesCD · 7 months · $1,000 min

    Credit union · 2 branches

    3.92%APY$227 over 7 months on $10,000
  9. MainStreet BankCertificates of DepositCD · 12 months · $500 min

    Bank · 7 branches

    3.90%APY$390 over 1 year on $10,000
  10. Top Carrot, Carrot Score 87
    SkyPoint Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 3 branches

    3.90%APY$390 over 1 year on $10,000
  11. Top Carrot, Carrot Score 89
    Bienestar Federal Credit UnionShare CertificatesCD · 36 months · $500 min · 3.87%–4.59% by balance

    Credit union · 1 branch

    3.87%APY$1,207 over 36 months on $10,000
  12. Top Carrot, Carrot Score 88
    Virginia Credit UnionSavings CertificatesCD · 12 months · $500 min · 3.85%–4.05% by balance

    Credit union · 3 branches

    3.86%APY$386 over 1 year on $10,000
  13. Presidential Bank182 Day CDCD · 6 months · $1,000 min

    Bank · 10 branches

    3.85%APY$191 over 6 months on $10,000
  14. Presidential Bank9 Month CDCD · 9 months · $1,000 min

    Bank · 10 branches

    3.85%APY$287 over 9 months on $10,000
  15. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 65 branches

    3.85%APY$583 over 18 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Washington, DC-VA-MD-WV metro

1,176 CDs at 111 banks and credit unions · checked Oct 16–22

Typical
3.30%
Top 10% from
4.10%
Banks, typical
2.25%
Credit unions, typical
3.50%

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Washington, DC-VA-MD-WV metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 9 branches
  2. Hanscom Federal Credit UnionCredit union · 1 branch
  3. Tower Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate