Bank · FDIC insured
Jefferson Security Bank CD Rates
Jefferson Security Bank’s best CD rate is 3.96% APY on an 18-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Jefferson Security Bank’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Jefferson Security Bank has the most branches. $10,000, best rate first.
This bank’s best
Jefferson Security Bank
3.96%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $600
Certificate of Deposit
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
Jefferson Security Bank CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.96%
- 31–60 months31–60 mo2.02%
- QualifiedQualified3.96%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jefferson Security Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.96%APY · 9 terms
There is a substantial penalty for early withdrawal. Fixed interest rate for the specified term. FDIC-insured up to $250,000. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 3.29% | $163 |
| 12 months | 3.55% | $355 |
| 18 months | 3.96% | $600 |
| 24 months | 2.02% | $408 |
| 30 months | 2.02% | $513 |
| 36 months | 2.02% | $618 |
| 48 months | 2.02% | $833 |
| 60 months | 2.02% | $1,052 |
Sources (4)
- jsb.bank/assets/files/FmF4oLQo
- jsb.bank/assets/files/UNQA52sC
- jsb.bank/personal/cd-certificate-of-deposit
- jsb.bank/personal-banking-application
All captured Oct 15, 2026
CD Special
3.80%APY · 1 term
Special promotional CD offering. A minimum opening deposit of $500 is required. Penalty may be imposed for early withdrawal. Fixed interest rate for the specified term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 months | 3.80% | $412 |
Sources (3)
- jsb.bank/assets/files/FmF4oLQo
- jsb.bank/assets/files/UNQA52sC
- jsb.bank/personal/cd-certificate-of-deposit
All captured Oct 15, 2026
Customizer CD
Up to 2.02%APY · 2 terms
Allows adding to the CD balance at any time. Early withdrawal penalty may be imposed. Fixed interest rate for the specified term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 months | 2.02% | $185 |
| 36 months | 1.36% | $414 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.