Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Philadelphia, PA-NJ-DE-MD metro
- 4.10%APY$445 over 13 months on $10,000
Requirements
Product: Minimum deposit $1,000. Early withdrawal penalty may apply. Step-Up CDs allow one rate adjustment during term.
4.03% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: $500 Minimum Opening Balance. Dividends are Compounded/Credited Quarterly on Regular Share Certificate terms. Term Certificate accounts may be subject to penalties for early withdrawal.
Offer: 13 Months Share Certificate promotional offer. Limited to two per member. Dividends posted quarterly. Not available for the Earn More rate. Accurate as of August 1, 2026. At renewal, balances under $50,000 renew into 12 month Share Certificate; balances $50,000 or more renew into 12 month Mini-Jumbo Share Certificate.
Promotional rate · Balance cap $250,000 · Effective Aug 1, 2026
Rate checked
More details - 4.10%APY$445 over 13 months on $10,000
Requirements
Product: Early withdrawal penalty applies. Rates subject to change without notice.
Effective Sep 16, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 4 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Deposit is FDIC insured. Interest can be automatically deposited into checking, savings, or money market account. Substantial penalty for early withdrawal could reduce earnings.
Offer: Payment of Interest: Monthly or Quarterly.
4.03% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Request a rate bump if rates rise: once during a 24-month term, twice during a 48-month term. Rate increases apply to the remaining term.
Offer: Allows one rate bump during the 24-month term.
4.03% interest rate · Effective Sep 18, 2026
Rate checked
More details - 4.08%APY$373 over 11 months on $10,000intro rate
Promotional rate · 4.00% interest rate
Rate checked
More details - 4.08%APY$443 over 13 months on $10,000
Requirements
Product: $10,000 minimum deposit for all Share Certificates.
4.00% interest rate
Rate checked
More details - 4.08%APY$833 over 24 months on $10,000intro rate
Requirements
Product: Limited time offer.
Offer: Limited time offer.
Promotional rate · 4.00% interest rate
Rate checked
More details - DEXSTA Federal Credit UnionRegular Share CertificatesCD · 18 months · $1,000 min
Credit union · 6 branches
4.07%APY$617 over 18 months on $10,000Requirements
Product: Membership eligibility required. A minimum balance of $1,000 is required to earn the disclosed APY. Dividends are compounded monthly and calculated using the daily balance method. Early withdrawal penalties apply.
Offer: Early withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends.
4.00% interest rate · Compounded monthly · Effective Sep 23, 2026
Rate checked
More details - 4.07%APY$1,271 over 36 months on $10,000
Requirements
Product: Dividends are posted monthly based on the average daily balance. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
4.00% interest rate · Effective Oct 8, 2026
Rate checked
More details - American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min
Credit union · 1 branch
4.07%APY$2,208 over 60 months on $10,000Requirements
Product: All share certificate ladders must be established with equal amounts across certificates. Additional deposits allowed only at maturity of each term.
Offer: Option 1 (2-rung ladder: 30 and 60 months). All certificates in ladder established with equal amounts.
4.00% interest rate · Effective Oct 1, 2024
Rate checked
More details - 4.05%APY$200 over 6 months on $10,000
Effective Oct 16, 2026
Rate checked
More details - American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
4.05%APY$200 over 6 months on $10,0003.98% interest rate · Effective Jan 1, 2026
Rate checked
More details - 4.05%APY$200 over 6 months on $10,000
Requirements
Product: FDIC insured up to $250,000. Early withdrawal penalty may apply. Monthly interest payment option available (transfer to another Artisans' account, external account, or credited to CD).
3.98% interest rate · Effective Jul 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Philadelphia, PA-NJ-DE-MD metro
1,230 CDs at 117 banks and credit unions · checked Oct 16–22
- Typical
- 3.15%
- Top 10% from
- 4.05%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.51%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches