Credit union · NCUA insured
edU Federal Credit Union
A $44.1M credit union headquartered in Historic New Castle, DE, with 8,036 members and 1 branch in Delaware. Best rates: CDs 4.08% APY.
edU Federal Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#42 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About edU Federal Credit Union
- Headquarters
- 113 W 6th St, Historic New Castle, DE 19720-5070
- NCUA charter
- 8609
Branches
1 branch in Delaware
Loading map…
Delaware
1 branch
- MainMain office113 W 6th St, Historic New Castle, DE 19720Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Adequately capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 6.81% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.57% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.05% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio6.81%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.57%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.05%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of edU Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.