Bank · FDIC insured
Bank of Bird-in-Hand CD Rates
Bank of Bird-in-Hand’s best CD rate is 4.05% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Bank of Bird-in-Hand’s CD rates compare
Compared with banks and credit unions near Lancaster, PA, where Bank of Bird-in-Hand has the most branches. $10,000, best rate first.
This bank’s best
Bank of Bird-in-Hand
4.05%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $200
CD
Top rate
Citadel Credit Union
4.35%APY
- Term
- 20 months
- Minimum
- $500
- Earns on $10,000
- $735
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Bank of Bird-in-Hand CD score
88
CD score
Higher than 82% of U.S. banks and credit unions
- 3–8 months3–8 mo4.05%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo3.55%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Bird-in-Hand ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD
Up to 4.05%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.05% | $200 |
| 12 months | 3.75% | $375 |
| 18 months | 4.05% | $614 |
| 24 months | 3.65% | $743 |
| 36 months | 3.55% | $1,103 |
| 48 months | 1.25% | $509 |
| 60 months | 1.25% | $641 |
Sources (1)
- bihbank.com/personal/savings-cds · captured Oct 16, 2026
Special-purpose accounts
IRA CD
Up to 4.05%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.05% | $200 |
| 12 months | 3.75% | $375 |
| 18 months | 4.05% | $614 |
| 24 months | 3.65% | $743 |
| 36 months | 3.55% | $1,103 |
| 48 months | 1.25% | $509 |
| 60 months | 1.25% | $641 |
Sources (1)
- bihbank.com/personal/savings-cds · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.