Bank · FDIC insured
Bank of Bird-in-Hand
A $1.9B bank headquartered in Bird-in-Hand, PA, with 9 branches in Pennsylvania. Best rates: CDs 4.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs884.05%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Bird-in-Hand
Bank of Bird-in-Hand was founded in 2013 to bring traditional, face-to-face banking back to Lancaster County.
Established with a first branch in Bird-in-Hand, Pennsylvania, it specifically focused on serving Lancaster County's Plain Community.
The community bank operates branches across Lancaster, Lebanon, and Lykens Valley, and surrounding areas.
- Headquarters
- 309 N Ronks Rd, Bird-in-Hand, PA 17505
- FDIC certificate
- 59074 ↗
Branches
9 branches in Pennsylvania
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Pennsylvania
9 branches
Lancaster area · 6
- Bank of Bird-in-HandMain office309 N Ronks Rd, Bird-in-Hand, PA 17505Directions
- Ephrata Branch1759 W Main St, Ephrata, PA 17522Directions
- Intercourse Banch3540 Old Philadelphia Pike, Intercourse, PA 17534Directions
- Manheim Branch118 Doe Run Rd, Manheim, PA 17545Directions
- Paradise Branch3314 Lincoln Hwy E, Paradise, PA 17562Directions
- Quarryville Branch335 W 5th St, Quarryville, PA 17566Directions
Philadelphia area · 1
- Honey Brook Branch440 Pequea Ave, Honey Brook, PA 19344Directions
Harrisburg area · 1
- Lykens Branch5414 State Route 25, Lykens, PA 17048Directions
Lebanon area · 1
- Schaefferstown Branch2483 Stiegel Pike, Schaefferstown, PA 17088Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.82% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.19% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.17% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $103 | $88 | — |
- CapitalLeverage ratio9.82%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.19%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.17%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$103Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Bird-in-Hand are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.