Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Nashville, TN metro
- 4.10%APY$410 over 1 year on $10,000
Requirements
Product: Interest posted at maturity. Fixed interest rate. Dividends posted at maturity. Early withdrawal penalty may apply.
Offer: Interest posted at maturity.
4.10% interest rate · Effective Jun 1, 2026
Rate checked
More details - American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min
Credit union · 1 branch
4.07%APY$2,208 over 60 months on $10,000Requirements
Product: All share certificate ladders must be established with equal amounts across certificates. Additional deposits allowed only at maturity of each term.
Offer: Option 1 (2-rung ladder: 30 and 60 months). All certificates in ladder established with equal amounts.
4.00% interest rate · Effective Oct 1, 2024
Rate checked
More details - 4.06%APY$303 over 9 months on $10,000
Requirements
Product: No monthly or service fees. A penalty may be imposed for early withdrawal.
Offer: Includes a 0.20% rate boost for new money not included in current CCCU member's 3 month average daily balance. Automatically renews into a 12-month term at maturity unless otherwise directed.
4.00% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.06%APY$406 over 1 year on $10,000
Requirements
Product: Assumes dividends remain on deposit until maturity. A Share Savings account is required. Certificate dividend rates are fixed upon account opening and remain in effect until maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Raise-My-Rate option and anytime deposit of $500 or more available.
4.00% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.06%APY$510 over 15 months on $10,000intro rate
Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Renews automatically upon maturity. FDIC insured. $1,000 minimum deposit to open.
Offer: 15 Month Special. Penalty applies for early withdrawal.
Promotional rate · 4.00% interest rate · Effective Sep 17, 2026
Rate checked
More details - American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
4.05%APY$200 over 6 months on $10,0003.98% interest rate · Effective Jan 1, 2026
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More details - 4.02%APY$402 over 1 year on $10,000
Requirements
Product: Rates stated as APY. Certificate rates are set for the term of the account. $1,000 minimum balance required. Early withdrawal penalty applies.
Effective Oct 1, 2026
Rate checked
More details - Ascend Federal Credit UnionMember's Advantage Share CertificateCD · 54 months · $1,000 min
Credit union · 20 branches
4.02%APY$1,941 over 54 months on $10,000Requirements
Product: Available for 15-month and 54-month terms. Allows one additional deposit of at least $1,000 during the term and one-time rate increase to the current issue rate if greater. Early withdrawal penalty of 210 days' dividends applies.
Offer: Fixed rate. Allows 1 additional deposit of $1,000 minimum and 1 rate increase to the current issue rate if greater.
3.95% interest rate · Effective Oct 1, 2026
Rate checked
More details - US Community Credit Union13 Month New Member SpecialCD · 13 months · $500 min
Credit union · 4 branches
4.01%APY$435 over 13 months on $10,000intro rateRequirements
Product: Must be opened within 30 days of new membership being established at US Community Credit Union. One-time opportunity for new members. New money only (money not on deposit at credit union within prior 6 months). Non-members must join and open share account with $5 deposit. Rate available until first maturity. Early withdrawal penalty. Limited time only.
Offer: Must be opened within 30 days of opening membership. New money required. Special rate only available until first maturity.
Promotional rate · Balance cap $250,000 · Effective Sep 11, 2026
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More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
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More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Product: Terms between 1 month and 60 months. Minimum balance requirement is $500. Automatically renew at maturity of CD. No Maintenance Fees. Maximum deposit of $150,000 is only for online account opening. Interest penalty will apply for early withdrawal. Public Funds are not eligible. Can be used as collateral for a personal loan.
Offer: Maximum deposit of $150,000 is only for online account opening. Interest penalty will apply for early withdrawal. Public Funds are not eligible. CD terms of one (1) year or less credit interest at maturity.
Effective Oct 1, 2026
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More details - American Airlines Federal Credit UnionRegular Share CertificateCD · 12 months · $1,000 min
Credit union · 1 branch
4.00%APY$400 over 1 year on $10,0003.93% interest rate · Effective Oct 1, 2025
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More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
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More details - 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: Must be 18 years of age or older, meet credit union field of membership eligibility, and maintain a Share Savings Account. Additional deposits are not allowed. Fixed rate for term. Balance minimum to earn stated APY is $1,000.
Offer: Dividends compounded quarterly. Additional deposits not allowed.
3.92% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Firefighters First Credit UnionRegular Share Certificate AccountsCD · 24 months · $1,000 min · 3.90%–4.00% by balance
Credit union · 1 branch
3.90%APY$795 over 24 months on $10,000Requirements
Product: Standard share certificate with fixed rates tiered by balance. Minimum opening deposit is $1,000. Compounded and credited monthly. Penalty for early withdrawal.
3.83% interest rate
Rate by balance
Rate by balance for Regular Share Certificate Accounts Balance APY $1,000 – $50,000Your amount 3.90% $50,000 – $100,000 3.95% $100,000 and up 4.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Nashville, TN metro
505 CDs at 48 banks and credit unions · checked Oct 15–22
- Typical
- 2.94%
- Top 10% from
- 4.00%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.40%
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Nashville, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ascend Federal Credit UnionCredit union · 20 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- St. Thomas Credit UnionCredit union · 1 branch