Credit union · NCUA insured
Listerhill Credit Union CD Rates
Top CarrotListerhill Credit Union’s best CD rate is 4.06% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Listerhill Credit Union’s CD rates compare
Compared with banks and credit unions near Florence, AL, where Listerhill Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Listerhill Credit Union
4.06%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $406
Standard Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Listerhill Credit Union CD score
84
CD score
Higher than 67% of U.S. banks and credit unions
- 3–8 months3–8 mo3.49%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo3.44%
- 31–60 months31–60 mo3.55%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Listerhill Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates
Up to 4.16%APY · 8 terms
Assumes dividends remain on deposit until maturity. A Share Savings account is required. Certificate dividend rates are fixed upon account opening and remain in effect until maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Raise-My-Rate option and anytime deposit of $500 or more available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 12 months | 4.16% | $416 |
| 15 months | 3.56% | $447 |
| 18 months | 3.55% | $537 |
| 24 months | 3.55% | $723 |
| 36 months | 3.39% | $1,052 |
| 48 months | 3.39% | $1,427 |
| 60 months | 3.65% | $1,963 |
Sources (2)
All captured Oct 15, 2026
Standard Certificates
Up to 4.06%APY · 8 terms
Assumes dividends remain on deposit until maturity. A Share Savings account is required. Certificate dividend rates are fixed upon account opening and remain in effect until maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Raise-My-Rate option and anytime deposit of $500 or more available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.49% | $173 |
| 12 months | 4.06% | $406 |
| 15 months | 3.45% | $433 |
| 18 months | 3.44% | $520 |
| 24 months | 3.44% | $700 |
| 36 months | 3.29% | $1,020 |
| 48 months | 3.29% | $1,382 |
| 60 months | 3.55% | $1,906 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Roth IRA Certificates
Up to 4.06%APY · 3 terms
Assumes dividends remain on deposit until maturity. A Share Savings account is required. Certificate dividend rates are fixed upon account opening and remain in effect until maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Raise-My-Rate option and anytime deposit of $500 or more available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.06% | $406 |
| 36 months | 3.29% | $1,020 |
| 60 months | 3.55% | $1,906 |
Sources (3)
- listerhill.com/everyday-banking/savings/certificates
- listerhill.com/everyday-banking/savings/ira
- listerhill.com/rates
All captured Oct 15, 2026
IRA Certificates
Up to 4.00%APY · 8 terms
Assumes dividends remain on deposit until maturity. A Share Savings account is required. Certificate dividend rates are fixed upon account opening and remain in effect until maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Raise-My-Rate option and anytime deposit of $500 or more available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.49% | $173 |
| 12 months | 4.00% | $400 |
| 15 months | 3.45% | $433 |
| 18 months | 3.44% | $520 |
| 24 months | 3.44% | $700 |
| 36 months | 3.29% | $1,020 |
| 48 months | 3.29% | $1,382 |
| 60 months | 3.55% | $1,906 |
Sources (3)
- listerhill.com/everyday-banking/savings/certificates
- listerhill.com/everyday-banking/savings/ira
- listerhill.com/rates
All captured Oct 15, 2026
Who can join Listerhill Credit Union
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