Bank · FDIC insured
Volunteer Bank
A $3B bank, the 415th largest of 4,207, headquartered in Nashville, TN, with 29 branches in Tennessee. Best rates: CDs 4.06% and savings 0.25% APY.
Volunteer Bank Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#32 of 44 in Nashville, TN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Volunteer Bank
Headquartered in Nashville, Volunteer Bank is a privately-owned institution founded in 1977 in Middle Tennessee.
Established to prioritize people and community, the bank united with F&M Bank under the Lawrence Bank charter in 2026 while retaining its brand.
- Headquarters
- 3200 West End Ave, Nashville, TN 37203
- FDIC certificate
- 22451 ↗
Branches
29 branches in Tennessee
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Tennessee
29 branches
Nashville area · 19
- Lawrence BankMain office3200 West End Ave, Nashville, TN 37203Directions
- Cool Springs Branch9000 Carothers Pkwy, Franklin, TN 37067Directions
- Franklin Square Branch230 Public Sq, Franklin, TN 37064Directions
- Gallatin Branch554 W Main St, Gallatin, TN 37066Directions
- Greensboro Village Branch1553 Nashville Pike, Gallatin, TN 37066Directions
- Goodlettsville Branch405 Long Hollow Pike, Goodlettsville, TN 37072Directions
- Greenbrier Office2286 Highway 41 S, Greenbrier, TN 37073Directions
- East Main Street Branch323 East Main Street, Hendersonville, TN 37075Directions
- New Shackle Island Branch530 New Shackle Island Rd, Hendersonville, TN 37075Directions
- Mt. Juliet Branch4151 N Mount Juliet Rd, Mount Juliet, TN 37122Directions
- Memorial Branch Murfreesboro2019 Memorial Blvd, Murfreesboro, TN 37129Directions
- Murfreesboro Branch2240 Medical Center Pkwy, Murfreesboro, TN 37129Directions
- Glen Echo Branch1909 Glen Echo Rd, Nashville, TN 37215Directions
- Midtown Branch1701 West End Ave, Nashville, TN 37203Directions
- Peabody Branch10 Lea Ave, Nashville, TN 37210Directions
- Portland Branch101 Highway 52 W, Portland, TN 37148Directions
- Springfield Branch3519 Tom Austin Hwy, Springfield, TN 37172Directions
- White Bluff Branch2011 Highway 47 N, White Bluff, TN 37187Directions
- White House Branch2920 Highway 31 W, White House, TN 37188Directions
Clarksville area · 10
- Bumpus Mills Branch3029 Highway 120, Bumpus Mills, TN 37028Directions
- 321 N. Spring St. Drive-Through Branch321 N Spring St, Clarksville, TN 37040Directions
- Dover Road Branch251 Dover Rd, Clarksville, TN 37042Directions
- F&M Bank - Hwy 48 Branch1206 Highway 48, Clarksville, TN 37040Directions
- F&M Branch50 Franklin St, Clarksville, TN 37040Directions
- Hilldale Branch1891 Madison St, Clarksville, TN 37043Directions
- Sango Branch Office2698 Madison Street, Highway 41-A, Clarksville, TN 37043Directions
- St Bethlehem Branch2601 Wilma Rudolph Blvd, Clarksville, TN 37040Directions
- Tiny Town Branch100 Profit Dr, Clarksville, TN 37042Directions
- Dover BranchOne Donelson Parkway, Dover, TN 37058Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.78% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.17% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.04% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $86 | $88 | — |
- CapitalLeverage ratio9.78%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.17%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.04%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$86Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Volunteer Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.