Bank · FDIC insured
Volunteer Bank CD Rates
Volunteer Bank’s best CD rate is 4.06% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Volunteer Bank’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where Volunteer Bank has the most branches. $10,000, best rate first.
This bank’s best
Volunteer Bank
4.06%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $510
Certificates of Deposit
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
Volunteer Bank CD score
75
CD score
Higher than 39% of U.S. banks and credit unions
- 3–8 months3–8 mo2.78%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo2.78%
- 31–60 months31–60 mo2.42%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Volunteer Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.06%APY · 9 terms
No setup or maintenance fees. Early withdrawals subject to penalty. Renews automatically upon maturity. FDIC insured. $1,000 minimum deposit to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty applies for early withdrawal | 2.52% | $62 |
| 6 monthsPenalty applies for early withdrawal | 2.78% | $138 |
| 12 monthsPenalty applies for early withdrawal | 2.78% | $278 |
| 15 months15 Month Special. Penalty applies for early withdrawal | 4.06% | $510 |
| 18 monthsPenalty applies for early withdrawal | 2.78% | $420 |
| 24 monthsPenalty applies for early withdrawal | 2.52% | $510 |
| 36 monthsPenalty applies for early withdrawal | 2.42% | $744 |
| 48 monthsPenalty applies for early withdrawal | 2.42% | $1,004 |
| 60 monthsPenalty applies for early withdrawal | 2.42% | $1,270 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificate
Up to 4.06%APY · 9 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty applies for early withdrawal | 2.52% | $62 |
| 6 monthsPenalty applies for early withdrawal | 2.78% | $138 |
| 12 monthsPenalty applies for early withdrawal | 2.78% | $278 |
| 15 months15 Month Special. Penalty applies for early withdrawal | 4.06% | $510 |
| 18 monthsPenalty applies for early withdrawal | 2.78% | $420 |
| 24 monthsPenalty applies for early withdrawal | 2.52% | $510 |
| 36 monthsPenalty applies for early withdrawal | 2.42% | $744 |
| 48 monthsPenalty applies for early withdrawal | 2.42% | $1,004 |
| 60 monthsPenalty applies for early withdrawal | 2.42% | $1,270 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.