Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Monroe, LA metro
- La Capitol Federal Credit Union37-Month Share CertificateCD · 37 months · $500 min
Credit union · 2 branches
4.50%APY$1,454 over 37 months on $10,000intro rateRequirements
Product: Membership required ($5.00 par share balance). Qualify to open a separate, high-yield Companion Savings Account earning 3.25% APY. Additional deposits not allowed during the term. Early withdrawal penalty may apply. At maturity, renews as a 1-year Thrifty Saver, Super Saver, or Mega Saver certificate based on balance.
Offer: APY up to 4.50%. Effective date 10/09/2026.
Promotional rate
Rate checked
More details - La Capitol Federal Credit UnionThrifty Saver Share CertificateCD · 60 months · $500 min
Credit union · 2 branches
4.45%APY$2,432 over 60 months on $10,000with conditionsRequirements
Product: Membership required. Additional deposits not allowed. Automatically renews at maturity. Early withdrawal penalty applies: 180 days dividends for terms 1 to less than 3 years; 365 days dividends for terms 3 years or more. Effective date 10/09/2026.
Offer: APY 4.45% with $500 minimum opening and La Capitol checking account.
Qualified rate · Effective Oct 9, 2026
Rate checked
More details - 4.40%APY$403 over 11 months on $10,000
Requirements
Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).
4.31% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
Rate checked
More details - 4.33%APY$214 over 6 months on $10,000
Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
4.25% interest rate · Compounded monthly · Effective Oct 7, 2026
Rate checked
More details - 4.30%APY$540 over 15 months on $10,000
Requirements
Product: Penalty for early withdrawal. The annual percentage yield, the annual percentage yield earned, and the dividend rate shall be rounded to the nearest one-hundredth of one percentage point (.01%) and expressed to two decimal places.
Offer: Penalty for early withdrawal.
4.22% interest rate · Effective Sep 28, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
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More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details - 4.00%APY$366 over 11 months on $10,000intro rate
Requirements
Product: Substantial penalty applies for early withdrawals. Requires $1,000 minimum opening deposit. Special promotional terms require new money (funds not already on deposit at b1BANK).
Offer: Requires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal.
Promotional rate · 3.93% interest rate · Effective Aug 21, 2026
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More details - 3.82%APY$189 over 6 months on $10,000
Requirements
Product: Dividends earned are posted monthly. Early withdrawal fees or applicable conditions could reduce earnings.
3.75% interest rate
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More details - 3.81%APY$189 over 6 months on $10,000
Requirements
Product: Interest paid monthly on all certificates except in the event of a special certificate promotion. Early withdrawals from a CD may be subject to a penalty. Fees may reduce earnings.
3.75% interest rate · Effective Jan 6, 2026
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More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Dividends are credited to your savings account monthly. APY is fixed for the term of the certificate. Auto renewal is available but rate is subject to change. Early withdraw penalty may apply. Fees could reduce earnings on the account.
Offer: Minimum balance to earn APY** is $1,000.00.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - La Capitol Federal Credit Union15-Month Saver Special Share CertificateCD · 15 months · $5,000 min
Credit union · 2 branches
3.70%APY$465 over 15 months on $10,000intro rateRequirements
Product: Membership required ($5.00 par share balance). Dividends compounded and credited monthly. Additional deposits not allowed. Early withdrawal penalty applies. At maturity, renews as a 1-year Thrifty Saver, Super Saver, or Mega Saver certificate based on balance.
Offer: Earn up to 3.70% APY.
Promotional rate · Effective Aug 7, 2026
Rate checked
More details - La Capitol Federal Credit Union6 Month Share CertificateCD · 6 months · $2,500 min
Credit union · 2 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Fixed APY. Dividends compounded and credited monthly. Substantial penalty for early withdrawal. Effective date 10/09/2026.
Offer: APY 3.50%. Effective date 10/09/2026.
Effective Oct 9, 2026
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 2.50%APY$769 over 36 months on $10,000
Requirements
Product: Fixed rate for the term of CD. Must maintain a minimum balance of $500. Early withdrawals are subject to penalties.
Offer: Penalty may be imposed for early withdrawal.
Effective Sep 15, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Monroe, LA metro
185 CDs at 14 banks and credit unions · checked Oct 15–22
- Typical
- 2.00%
- Top 10% from
- 4.03%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.82%
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Find your bank or credit union to see all its rates and how they compare near you.
Monroe, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Red River Credit UnionCredit union · 1 branch
- Kraftman Federal Credit UnionCredit union · 2 branches
- Centric Federal Credit UnionCredit union · 6 branches