Credit union · NCUA insured
Ouachita Valley FCU CD Rates
Ouachita Valley FCU’s best CD rate is 3.81% APY on a 6-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Ouachita Valley FCU’s CD rates compare
Compared with banks and credit unions near Monroe, LA, where Ouachita Valley FCU has the most branches. $10,000, best rate first.
This credit union’s best
Ouachita Valley FCU
3.81%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $189
Certificate of Deposits (CDs)
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Ouachita Valley FCU CD score
80
CD score
Higher than 51% of U.S. banks and credit unions
- 3–8 months3–8 mo3.81%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.81%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ouachita Valley FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposits (CDs)
Up to 3.81%APY · 6 terms
Interest paid monthly on all certificates except in the event of a special certificate promotion. Early withdrawals from a CD may be subject to a penalty. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.81% | $189 |
| 12 months | 3.56% | $356 |
| 18 months | 3.30% | $499 |
| 24 months | 3.25% | $661 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificate
Up to 4.33%APY · 2 terms
Dividends paid monthly. Early withdrawals from an IRA may be subject to penalty. Traditional and Roth IRAs have a minimum deposit of $2,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 4.07% | $617 |
| 24 months | 4.33% | $885 |
Who can join Ouachita Valley FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Bienville, Caldwell, Catahoula, Claiborne, East Carroll, Franklin, Jackson, LaSalle, Lincoln, Madison, Morehouse, Ouachita, Richland, Tensas, Union, West Carroll, or Winn Parish are eligible for membership.
Employers and groups
- Employees who work for a sponsor company are eligible for membership.
Family and household
- Family members of employees who work for a sponsor company are eligible for membership.
Membership information collected October 5, 2026.