Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Los Angeles, CA metro
- Schools Federal Credit Union20-Month Promotional CertificateCD · 20 months · $500 min
Credit union · 2 branches
4.00%APY$676 over 20 months on $10,000intro rateRequirements
Product: Promotional certificate. Additional deposits allowed. Same published rate on both balance columns. Home page markets 4% APY with 3.93% as the companion rate. Promotional footnote also states maximum deposit $100,000 and relationship-style minimums that the product pages attach more clearly to the Relationship Certificate.
Offer: Promotional 20-month certificate. Additional deposits allowed. Marked BEST APY on the Term Certificates page.
Promotional rate · 3.93% interest rate · Effective Sep 1, 2026
Rate checked
More details - United Business BankU Matter Account Specials Certificate of DepositCD · 24 months · $5,000 min
Bank · 5 branches
4.00%APY$816 over 24 months on $10,000intro rateRequirements
Product: Available on new money only. The promotion may end at any time at the Bank's sole discretion without prior notification. Penalty for early withdrawal. Minimum deposit $5,000, maximum deposit $10,000,000.
Offer: 2-Year Term. Option to close or withdraw within the 10-day grace period one year after account opening date. Option to make an additional deposit within the 10-day grace period one year after account opening date (maximum principal balance allowed is $10,000,000). Option to request to increase (bump up) interest rate once within the first year and then again once within the second year, limited to rate in effect if current 2 Year CD rate exceeds current account rate.
Promotional rate · Balance cap $10,000,000 · Effective Jul 23, 2026
Rate checked
More details - 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: Rates as of 10/7/2026 in header; disclosure states accurate as of 08/04/2026. Minimum opening deposit and balance to obtain APY is $500.00. Additional bonus dividends available for Signature and Platinum Signature members.
Offer: Platinum Signature Member tier; 60 months.
3.92% interest rate
Rate checked
More details - 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: Membership eligibility required: Residents and/or those employed in the City of Burbank, spouses, family members, household members of an existing member, or members of ChangeWorks! Foundation ($25 donation).
Effective Oct 6, 2026
Rate checked
More details - Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min
Credit union · 1 branch
4.00%APY$2,167 over 60 months on $10,000with conditionsRequirements
Product: Membership eligibility required. Early withdrawal subject to substantial penalty. Extra Direct Deposit (DDEP) bonus of 0.25% available for regular terms 36 months and longer with $1,000+ monthly direct deposit into FIGFCU Checking.
Offer: Requires qualifying monthly Direct Deposit (DDEP) of $1,000+ into FIGFCU Checking Account.
Qualified rate · Effective Oct 1, 2024
Rate checked
More details - Northrop Grumman Federal Credit UnionCertificatesCD · 24 months · $2,500 min
Credit union · 8 branches
3.97%APY$810 over 24 months on $10,000Requirements
Product: A penalty will or may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
3.90% interest rate · Effective Oct 16, 2026
Rate checked
More details - Schools Federal Credit UnionTerm Share CertificateCD · 12 months · $500 min · 3.92%–4.04% by balance
Credit union · 2 branches
3.92%APY$392 over 1 year on $10,000Requirements
Product: Term Share Certificates (certificates of deposit). Early withdrawal penalty. Certificate rates are contracted at opening and upon renewal; compounded and paid monthly. Options to increase the dividend based on balance and relationship. Rates and terms subject to change without notice.
Offer: Dividend/interest shown in certificate APR columns. Rates contracted when opened and upon renewal; compounded and paid monthly. Subject to early withdrawal penalty.
3.85% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 – $89,999Your amount 3.92% $90,000 and up 4.04% Rate checked
More details - 3.91%APY$391 over 1 year on $10,000
Requirements
Offer: Annual Percentage Yield is based on a quarterly compounding and assumes interest will remain on deposit until maturity.
3.85% interest rate · Effective Jan 15, 2025
Rate checked
More details - 3.90%APY$390 over 1 year on $10,000with conditions
Requirements
Product: Logix membership required. Rates based on Relationship Rewards tier (Base, Silver, Gold, Platinum). 91-Day to 60-Month terms. $1,000 minimum opening deposit. Dividends earned daily, compounded monthly. Early withdrawal penalty applies.
Offer: Platinum Tier APY. 12-Month term.
Qualified rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - POPA Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min · 3.85%–4.05% by balance
Credit union · 4 branches
3.90%APY$591 over 18 months on $10,000Requirements
Product: Minimum opening deposit of $1,000.00. Early withdrawal penalties may apply.
Offer: Early withdrawals are subject to penalties.
3.78% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $10,000 3.85% $10,000 – $50,000Your amount 3.90% $50,000 – $90,000 3.95% $90,000 – $200,000 4.00% $200,000 and up 4.05% Rate checked
More details - Honda Federal Credit UnionFlex Savings CertificateCD · 20 months · $10,000 min
Credit union · 2 branches
3.90%APY$658 over 20 months on $10,000intro rateRequirements
Product: Penalty will be imposed for early withdrawal from term share accounts. Flex features: Penalty-free deposits and withdrawals allowed during a 10-day window at month 5 or 10 depending on the Flex CD you have (amount must stay at or above minimum); automatic rate increase at 5 or 10 month mark if rates for Flex Certificates increase; optional automatic renewal.
Offer: Limited Time Offer. Flex Premier tier. Early withdrawal penalty applies. Add/withdraw penalty-free at 10-day window.
Promotional rate · 3.82% interest rate · Effective Oct 12, 2026
Rate checked
More details - Firefighters First Credit UnionRegular Share Certificate AccountsCD · 24 months · $1,000 min · 3.90%–4.00% by balance
Credit union · 4 branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Standard share certificate with fixed rates tiered by balance. Minimum opening deposit is $1,000. Compounded and credited monthly. Penalty for early withdrawal.
3.83% interest rate
Rate by balance
Rate by balance for Regular Share Certificate Accounts Balance APY $1,000 – $50,000Your amount 3.90% $50,000 – $100,000 3.95% $100,000 and up 4.00% Rate checked
More details - LBS FinancialShare CertificatesCD · 48 months · $2,500 min · 3.90%–4.05% by balance
Credit union · 7 branches
3.90%APY$1,654 over 48 months on $10,000Requirements
Product: Share Certificate terms between 3 and 60 months. Dividends begin accruing on date of deposit, calculated using Average Daily Balance method, compounded and credited monthly and at maturity. Early withdrawal penalties apply (30 days dividends for <=3 months, 90 days for >3 months to <1 year, 180 days for >=1 year). Auto-renews at maturity with 7-day grace period. Membership with $5 Share Savings account required.
Offer: Bronze tier. Minimum deposit and balance of $2,500. No additional deposits permitted.
3.83% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $2,500 and upYour amount 3.90% $20,000 and upSilver tier. 3.95% $50,000 and upGold tier. 4.00% $90,000 and upJumbo tier. 4.05% Rate checked
More details - SAG-AFTRA Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min · 3.80%–4.00% by balance
Credit union · 3 branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Start with $1,000. Dividends earned daily, compounded and paid monthly on the last day of the month. Early withdrawal penalties apply.
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 3.80% $10,000 and upYour amount 3.90% $25,000 and up 3.95% $50,000 and up 4.00% Rate checked
More details - SAG-AFTRA Federal Credit UnionCoogan Share Certificate AccountsCD · 60 months · $1,000 min · 3.80%–4.00% by balance
Credit union · 3 branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Information disclosed for Share Certificate Accounts also applies to Coogan Share Certificate Accounts.
Rate by balance
Rate by balance for Coogan Share Certificate Accounts Balance APY $1,000 and up 3.80% $10,000 and upYour amount 3.90% $25,000 and up 3.95% $50,000 and up 4.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Los Angeles, CA metro
1,194 CDs at 122 banks and credit unions · checked Oct 16–22
- Typical
- 3.10%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.25%
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Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches