Bank · FDIC insured
Pacific Alliance Bank CD Rates
Pacific Alliance Bank’s best CD rate is 3.91% APY on a 1-year CD. Terms run from 1 year to 4 years. Rates checked October 16, 2026.
How Pacific Alliance Bank’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Pacific Alliance Bank has the most branches. $10,000, best rate first.
This bank’s best
Pacific Alliance Bank
3.91%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $391
Certificates of Deposit
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Pacific Alliance Bank CD score
74
CD score
Higher than 37% of U.S. banks and credit unions
- 9–15 months9–15 mo3.91%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo3.03%
- QualifiedQualified3.91%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pacific Alliance Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.19%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown182 Day term. Annual Percentage Yield is based on interest that will compound at maturity and assumes interest will remain on deposit | 4.19% | $0 |
| 12 monthsAnnual Percentage Yield is based on a quarterly compounding and assumes interest will remain on deposit until maturity | 3.91% | $391 |
| 24 monthsAnnual Percentage Yield is based on a quarterly compounding and assumes interest will remain on deposit until maturity | 3.03% | $615 |
| 36 monthsAnnual Percentage Yield is based on a quarterly compounding and assumes interest will remain on deposit until maturity | 3.03% | $937 |
| 36 monthsInvest. Choice. Rate is 10 Basis Points under three-year CD; The rate can change once during the life of the certificate of deposit based upon the customer exercising an option to change to the rate then being offered for the same certificate of deposit with the same terms; Can never go below investment rate during term of CD; and movement is sole responsibility of investor | 2.93% | $905 |
| 48 monthsAnnual Percentage Yield is based on a quarterly compounding and assumes interest will remain on deposit until maturity | 3.03% | $1,268 |
Special-purpose accounts
IRA
3.03%APY · 1 term
The Home State Bank I.R.A.'s are 18-month certificates. The rate is variable for the term of the certificate & can change at any time at the bank's discretion. Traditional IRA, Roth IRA, and SEP options available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsNo Minimum Required. The rate is variable for the term of the certificate & can change at any time at the bank's discretion. Annual Percentage Yield is based on a quarterly compounding and assumes interest will remain on deposit until maturity | 3.03% | $458 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.