Credit union · NCUA insured
SAG-AFTRA Federal Credit Union CD Rates
SAG-AFTRA Federal Credit Union’s best CD rate is 4.00% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How SAG-AFTRA Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where SAG-AFTRA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SAG-AFTRA Federal Credit Union
3.90%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $2,108
Share Certificates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
SAG-AFTRA Federal Credit Union CD score
82
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.90%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SAG-AFTRA Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Coogan Share Certificate Accounts
Up to 3.90%APY · 7 terms
Information disclosed for Share Certificate Accounts also applies to Coogan Share Certificate Accounts.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months | 2.65% | 2.75% | 2.80% | 2.85% | 2.65%2.75% from $10k2.80% from $25k2.85% from $50k | $132 |
| 12 months | 2.90% | 3.00% | 3.05% | 3.10% | 2.90%3.00% from $10k3.05% from $25k3.10% from $50k | $290 |
| 18 months | 3.65% | — | — | — | 3.65% | $552 |
| 24 months | 3.00% | 3.10% | 3.15% | 3.20% | 3.00%3.10% from $10k3.15% from $25k3.20% from $50k | $609 |
| 36 months | 3.45% | 3.55% | 3.60% | 3.65% | 3.45%3.55% from $10k3.60% from $25k3.65% from $50k | $1,071 |
| 48 months | 3.70% | 3.80% | 3.85% | 3.90% | 3.70%3.80% from $10k3.85% from $25k3.90% from $50k | $1,564 |
| 60 months | 3.80% | 3.90% | 3.95% | 4.00% | 3.80%3.90% from $10k3.95% from $25k4.00% from $50k | $2,050 |
Sources (2)
All captured Oct 16, 2026
Share Certificates
Up to 3.90%APY · 7 terms
Start with $1,000. Dividends earned daily, compounded and paid monthly on the last day of the month. Early withdrawal penalties apply.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months | 2.65% | 2.75% | 2.80% | 2.85% | 2.65%2.75% from $10k2.80% from $25k2.85% from $50k | $132 |
| 12 months | 2.90% | 3.00% | 3.05% | 3.10% | 2.90%3.00% from $10k3.05% from $25k3.10% from $50k | $290 |
| 18 months | 3.65% | — | — | — | 3.65% | $552 |
| 24 months | 3.00% | 3.10% | 3.15% | 3.20% | 3.00%3.10% from $10k3.15% from $25k3.20% from $50k | $609 |
| 36 months | 3.45% | 3.55% | 3.60% | 3.65% | 3.45%3.55% from $10k3.60% from $25k3.65% from $50k | $1,071 |
| 48 months | 3.70% | 3.80% | 3.85% | 3.90% | 3.70%3.80% from $10k3.85% from $25k3.90% from $50k | $1,564 |
| 60 months | 3.80% | 3.90% | 3.95% | 4.00% | 3.80%3.90% from $10k3.95% from $25k4.00% from $50k | $2,050 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Share Certificate Accounts
Up to 3.90%APY · 7 terms
Information disclosed for Share Certificate Accounts applies to IRA Share Certificate Accounts. Dividend rates for IRAs are the same as regular savings and certificate accounts.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months | 2.65% | 2.75% | 2.80% | 2.85% | 2.65%2.75% from $10k2.80% from $25k2.85% from $50k | $132 |
| 12 months | 2.90% | 3.00% | 3.05% | 3.10% | 2.90%3.00% from $10k3.05% from $25k3.10% from $50k | $290 |
| 18 months | 3.65% | — | — | — | 3.65% | $552 |
| 24 months | 3.00% | 3.10% | 3.15% | 3.20% | 3.00%3.10% from $10k3.15% from $25k3.20% from $50k | $609 |
| 36 months | 3.45% | 3.55% | 3.60% | 3.65% | 3.45%3.55% from $10k3.60% from $25k3.65% from $50k | $1,071 |
| 48 months | 3.70% | 3.80% | 3.85% | 3.90% | 3.70%3.80% from $10k3.85% from $25k3.90% from $50k | $1,564 |
| 60 months | 3.80% | 3.90% | 3.95% | 4.00% | 3.80%3.90% from $10k3.95% from $25k4.00% from $50k | $2,050 |
Sources (3)
- sagaftrafcu.org/checking-and-savings/iras
- sagaftrafcu.org/checking-and-savings/share-certificates
- sagaftrafcu.org/savings-rates
All captured Oct 16, 2026
Who can join SAG-AFTRA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- A member or employee of one of our Select Employee Groups.
- A retiree of one of our Select Employee Groups.
Family and household
- A household member of a credit union member, defined as persons living in the same residence and maintaining the same economic unit, such as a roommate.
- An immediate family member of a credit union member (spouse or significant other, child, sibling, parent, grandparent, grandchild; including stepparents, stepchildren, step-siblings and adoptive relationships).
Cost to join
- A Primary Share Savings account with at least $25 represents a share of ownership in the Credit Union and is required to join.
Membership information collected October 5, 2026.