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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Detroit, MI metro

  1. DFCU FinancialShare CertificateCD · 24 months · $1,000 min

    Credit union · 19 branches

    4.40%APY$899 over 24 months on $10,000
  2. Top Carrot, Carrot Score 96
    Extra Credit UnionFixed-Rate CertificatesCD · 60 months · $500 min

    Credit union · 2 branches

    4.37%APY$2,384 over 60 months on $10,000
  3. Top Carrot, Carrot Score 93
    CIBC Bank USACIBC Agility Certificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  4. LOC Credit UnionHeroes CertificateCD · 22 months · $1,000 min

    Credit union · 6 branches

    4.35%APY$812 over 22 months on $10,000with conditions
  5. Top Carrot, Carrot Score 88
    MSU Federal Credit UnionCertificateCD · 84 months · $2,500 min · 4.35%–4.50% by balance

    Credit union · 8 branches

    4.35%APY$3,472 over 84 months on $10,000intro rate
  6. Top Carrot, Carrot Score 87
    Credit Union ONECertificate of DepositCD · 7 months · $1,000 min

    Credit union · 13 branches

    4.33%APY$250 over 7 months on $10,000intro rate
  7. Top Carrot, Carrot Score 93
    Community Focus Federal Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 4 branches

    4.30%APY$213 over 6 months on $10,000
  8. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 56 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  9. Community Choice Credit UnionCertificates of DepositCD · 25 months · $500 min

    Credit union · 17 branches

    4.30%APY$917 over 25 months on $10,000
  10. Superior National BankCertificate of Deposit (CD)CD · 48 months · $500 min

    Bank · 2 branches

    4.30%APY$1,834 over 48 months on $10,000
  11. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 55 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  12. LOC Credit UnionShare CertificateCD · 22 months · $1,000 min

    Credit union · 6 branches

    4.25%APY$793 over 22 months on $10,000
  13. Wings Credit UnionStandard Certificate of DepositCD · 84 months · $500 min

    Credit union · 1 branch

    4.25%APY$3,382 over 84 months on $10,000
  14. Michigan First Credit Union16 Month Certificate AccountCD · 16 months · $1,000 min

    Credit union · 21 branches

    4.18%APY$561 over 16 months on $10,000
  15. InTouch Credit UnionShare CertificateCD · 11 months · $5,000 min

    Credit union · 2 branches

    4.15%APY$380 over 11 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Detroit, MI metro

756 CDs at 73 banks and credit unions · checked Oct 16–22

Typical
3.20%
Top 10% from
4.10%
Banks, typical
0.50%
Credit unions, typical
3.35%

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Detroit, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Chief Financial Credit UnionCredit union · 4 branches
  2. Extra Credit UnionCredit union · 2 branches
  3. Christian Financial Credit UnionCredit union · 12 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate