Best CD rates and certificates

Requirements

Offer: Under $50,000 (Dividends Paid at Maturity)

Requirements

Product: No setup or maintenance fees. Early withdrawal penalty applies (half the term's interest that would have accrued). 10-day grace period at maturity.

Requirements

Product: A penalty may be imposed for early withdrawal.

Offer: A penalty may be imposed for early withdrawal. Daily balance is the amount of the principal in the account each day.

Requirements

Product: Dividends compounded and credited monthly. Par value of one share is $25.00 for membership.

Offer: Limited-time promotion. Available for members with: a) current America's CU checking account, b) minimum $10,000 to existing CU funds if no checking account, or c) new money not currently with America's CU. Funds cannot be withdrawn and brought back within 30 days.

Requirements

Product: Membership required. Limit one 10-Month Flex certificate per member. Requires new money from outside SkyOne. Starting day 7, allows penalty-free and fee-free daily withdrawals of up to 50% of start of daily balance as of 12:00 AM; withdrawals bringing balance below $1,000 terminate the account. Additional deposits permitted anytime prior to maturity. Renews automatically into standard 11-month Liquid Certificate at maturity.

Offer: New money only. Minimum opening balance and minimum balance to earn advertised APY is $1,000.

Requirements

Product: Substantial penalty applies for early withdrawals. Requires $1,000 minimum opening deposit. Special promotional terms require new money (funds not already on deposit at b1BANK).

Offer: Requires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal.

Requirements

Product: Fixed rate for the entire 11-month term. Beginning 7 days after funding date, full account balance may be withdrawn without penalty. Additional deposits during term are generally not permitted. Automatically renews into an 11-month term CD at maturity.

Offer: Promotional rate. Minimum deposit of $1,000 required to open. Full balance withdrawal permitted penalty-free starting 7 days after funding.

Requirements

Offer: You can add money any time until maturity. No maximum balance.

Requirements

Product: Must be opened online and eligible only to those 18 years of age or older. Additional deposits allowed during the term ($25 minimum). Early withdrawal penalty applies.

Offer: Fixed interest rate. Additional deposits allowed with $25 minimum.

Requirements

Product: One of the following options may be used one time during term: bump up rate when rates increase (requires adding min 10% of original CD balance), add money to existing CD (min $500), or withdraw up to 25% of balance without penalty maintaining minimum balance.

Requirements

Product: Dividends compounded and credited monthly based on the average daily balance method. Automatic renewal at maturity unless instructed differently in writing within the last 10 days before maturity. Substantial penalty for early withdrawal.

Offer: Term is 365 Days (1-Year). Early withdrawal penalty: 30 Days Dividends.

Requirements

Product: Rates subject to change. Rates are effective as of the first day of the current month. Minimum opening deposit and minimum balance is $1,000.00. Early withdrawal penalties apply. Fees could reduce earnings on the account. No monthly charge or fee for maintaining a CD.

Offer: Early withdrawal penalty is 90 days of interest.

Requirements

Product: Limited-time offer celebrating first anniversary at Suwanee Branch in Georgia only. Open account in-person at Suwanee Branch. Must have a qualifying checking account with PCB Bank and open with new money only. Account automatically renews for the same term at maturity. Early withdrawal penalty equal to 2 months' interest.

Offer: Offer good for the initial term only. Interest will not be compounded, credited at maturity. Minimum deposit of $10,000 in new money and qualifying checking account required.

Requirements

Product: Credit Union membership is required. Minimum deposit of $1,000 to open. Minimum $1,000 balance needed to earn APY. Early withdrawal penalties apply. ALLIANCE Stars & Preferred Partners receive a 0.30% APR bump on standard rates.