Bank · FDIC insured
PCB Bank
A $3.5B bank, the 372nd largest of 4,207, headquartered in Los Angeles, CA, with 19 branches in 5 states. Best rates: savings 3.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%Needs another account or monthly activityCD rates →
- Savings893.00%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About PCB Bank
PCB Bank is a Los Angeles-based bank headquartered in Koreatown, California state-chartered in 2003.
Founded by a small team of Korean Americans with expertise in business banking, it aims to enhance the quality of life in the communities it serves.
- Headquarters
- 3701 Wilshire Blvd, Los Angeles, CA 90010
- FDIC certificate
- 57463 ↗
Branches
19 branches in 5 states
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California
13 branches
- PCB BankMain office3701 Wilshire Blvd, Los Angeles, CA 90010Directions
- Cerritos Office17709 Pioneer Blvd, Artesia, CA 90701Directions
- Buena Park Office5400 Beach Blvd, Buena Park, CA 90621Directions
- Fullerton Branch5305 Beach Blvd., Buena Park, CA 90621Directions
- Irvine Branch3971 Irvine Blvd, Irvine, CA 92602Directions
- Irvine Branch13140 Yale Ave, Irvine, CA 92620Directions
- Downtown Fashion District Branch777 E 12th St Ste 200, Los Angeles, CA 90021Directions
- Little Tokyo Branch333 S Alameda St, Los Angeles, CA 90013Directions
- Olympic Branch2730 W Olympic Blvd, Los Angeles, CA 90006Directions
- Pcb Bank Western Branch928 S. Western Ave., Los Angeles, CA 90006Directions
- Western Office450 S Western Ave, Los Angeles, CA 90020Directions
- Rowland Heights Branch18160 Colima Rd, Rowland Heights, CA 91748Directions
- Torrance Branch21303 Hawthorne Blvd, Torrance, CA 90503Directions
New Jersey
2 branches
- Englewood Cliffs Branch45 Sylvan Ave, Englewood Cliffs, NJ 07632Directions
- Palisades Park Office Branch201 Broad Ave, Palisades Park, NJ 07650Directions
Texas
2 branches
- Carrollton Office Branch2630 Old Denton Rd, Carrollton, TX 75007Directions
- Dallas Branch2144 Royal Ln # 102, Dallas, TX 75229Directions
Georgia
1 branch
- Pcb Bank Suwanee Branch2870 Lawrenceville Suwanee Rd, Suwanee, GA 30024Directions
New York
1 branch
- Bayside Office220-34 And 220-36 Northern Blvd, Bayside, NY 11361Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.54% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.30% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.28% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalLeverage ratio11.54%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.30%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.28%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of PCB Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.