Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Dallas, TX metro
- Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 13 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.
4.02% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.10%APY$873 over 25 months on $10,000intro rate
Requirements
Product: Must be 18 years of age or older. Only one rate increase allowed during 25-month term to match the Standard 18-Month CD rate upon member request via secure communication. At end of term, converts and renews as a standard 18-Month CD. Not offered on trusts, business accounts, or IRAs. Early withdrawal penalty applies.
Offer: Interest compounded daily. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Compounded daily · Effective Sep 23, 2026
Rate checked
More details - 4.10%APY$1,281 over 36 months on $10,000
Requirements
Product: Early withdrawal penalties apply. Earnings can be added to CD or paid directly. FDIC insured.
4.04% interest rate · Effective Jul 2, 2026
Rate checked
More details - 4.09%APY$409 over 1 year on $10,000
Requirements
Product: Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.
Offer: Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.
4.02% interest rate · Compounded monthly · Effective Oct 13, 2026
Rate checked
More details - Valwood Park Federal Credit UnionTerm Share CertificateCD · 18 months · $1,000 min
Credit union · 1 branch
4.07%APY$617 over 18 months on $10,000Requirements
Product: Minimum opening deposit and balance to maintain is $1,000. Membership includes no monthly service fees. Par value of a share is $25. Daily balance method used to calculate dividends.
Offer: Dividends compounded and credited monthly. Automatic renewal with 10-day grace period. Early withdrawal penalty: 180 days of interest for terms over 1 year.
4.00% interest rate · Effective Jan 1, 2025
Rate checked
More details - American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min
Credit union · 15 branches
4.07%APY$2,208 over 60 months on $10,000Requirements
Product: All share certificate ladders must be established with equal amounts across certificates. Additional deposits allowed only at maturity of each term.
Offer: Option 1 (2-rung ladder: 30 and 60 months). All certificates in ladder established with equal amounts.
4.00% interest rate · Effective Oct 1, 2024
Rate checked
More details - American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min
Credit union · 15 branches
4.05%APY$200 over 6 months on $10,0003.98% interest rate · Effective Jan 1, 2026
Rate checked
More details - 4.05%APY$200 over 6 months on $10,000
Requirements
Offer: 180 Days CD
Rate checked
More details - Tarrant County's Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · 3 branches
4.05%APY$405 over 1 year on $10,000Requirements
Product: $1,000 minimum to open and obtain disclosed annual percentage yield. Interest compounds monthly and is paid monthly. Early or partial withdrawal of certificate may result in a penalty.
3.98% interest rate · Balance cap $49,999.99 · Effective Oct 19, 2026
Rate checked
More details - 4.03%APY$200 over 6 months on $10,000
Requirements
Product: Substantial penalty for early withdrawal of principal. Promotional Certificate of Deposit products do not qualify for rate bump.
3.96% interest rate
Rate checked
More details - 4.03%APY$403 over 1 year on $10,000
Requirements
Product: Minimum opening balance of $500 for lowest tier. Minimum deposit requirements range from $500 to $250,000 depending upon the rate tier. Terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months available; call for rates on terms longer than 24 months. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
3.95% interest rate · Effective Sep 17, 2026
Rate checked
More details - 4.02%APY$402 over 1 year on $10,000
Requirements
Product: Prize-linked savings certificate. Opened with $25. Every $25 deposit earns entries to monthly and quarterly drawings for $25 up to $5,000 (up to 100 entries per month). Must be 18 years or older; each member is eligible for one Save to Win share certificate.
Offer: Earn entries to prize drawings with each $25 deposit (up to 100 entries per month).
3.95% interest rate · Effective Oct 6, 2026
Rate checked
More details - Investar Bank3-Month Certificate of Deposit SpecialCD · 3 months · $500 min · 3.80%–4.00% by balance
Bank · 5 branches
4.00%APY$99 over 3 months on $10,000intro rateRequirements
Product: Consumer Online Banking Only. Early withdrawal penalty may apply. Interest is compounded monthly and assumes interest remains on deposit. Offer available for a limited time.
Offer: Consumer Online Banking Only. Early withdrawal penalty may apply.
Promotional rate · Compounded monthly · Effective Sep 1, 2026
Rate by balance
Rate by balance for 3-Month Certificate of Deposit Special Balance APY $500 – $245,000Your amount 4.00% $245,000 and up 3.80% Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Dallas, TX metro
1,059 CDs at 128 banks and credit unions · checked Oct 15–22
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.50%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches