Bank · FDIC insured
Golden Bank
A $2.3B bank headquartered in Houston, TX, with 11 branches in 2 states. Best rates: CDs 4.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.05%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Golden Bank
- Headquarters
- 9315 Bellaire Blvd, Houston, TX 77036
- FDIC certificate
- 26223 ↗
Branches
11 branches in 2 states
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California
6 branches
Alhambra area · 1
- Alhambra Branch105 E Valley Blvd, Alhambra, CA 91801Directions
Cupertino area · 1
- Golden Bank, N.A. Cupertino Branch10562 S De Anza Blvd, Cupertino, CA 95014Directions
Fremont area · 1
- Fremont Branch46324 Warm Springs Boulevard, Fremont, CA 94539Directions
Millbrae area · 1
- Millbrae Branch39 S El Camino Real, Millbrae, CA 94030Directions
Rowland Heights area · 1
- Rowland Heights Branch17458 Colima Rd, Rowland Heights, CA 91748Directions
Tustin area · 1
- Tustin Branch2827 Park Ave, Tustin, CA 92782Directions
Texas
5 branches
Houston area · 2
- Golden Bank, National AssociationMain office9315 Bellaire Blvd, Houston, TX 77036Directions
- Harwin Branch7250 Harwin Dr, Houston, TX 77036Directions
Plano area · 1
- Legacy Branch240 Legacy Dr, Plano, TX 75023Directions
Richardson area · 1
- Richardson Branch300 Terrace Dr, Richardson, TX 75081Directions
Sugar Land area · 1
- Sugar Land Branch2287 Highway 6, Sugar Land, TX 77478Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.74% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.16% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.59% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $101 | $88 | — |
- CapitalLeverage ratio13.74%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.16%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.59%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$101Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Golden Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.