Credit union · NCUA insured
Valwood Park Federal Credit Union CD Rates
Valwood Park Federal Credit Union’s best CD rate is 4.07% APY on an 18-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Valwood Park Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Valwood Park Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Valwood Park Federal Credit Union
4.07%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $617
Term Share Certificate
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Valwood Park Federal Credit Union CD score
78
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo4.07%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Valwood Park Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 4.07%APY · 4 terms
Minimum opening deposit and balance to maintain is $1,000. Membership includes no monthly service fees. Par value of a share is $25. Daily balance method used to calculate dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded and credited monthly. Automatic renewal with 10-day grace period. Early withdrawal penalty: 90 days of interest for terms of 1 year or less | 2.53% | $126 |
| 12 monthsDividends compounded and credited monthly. Automatic renewal with 10-day grace period. Early withdrawal penalty: 90 days of interest for terms of 1 year or less | 3.56% | $356 |
| 18 monthsDividends compounded and credited monthly. Automatic renewal with 10-day grace period. Early withdrawal penalty: 180 days of interest for terms over 1 year | 4.07% | $617 |
| 24 monthsDividends compounded and credited monthly. Automatic renewal with 10-day grace period. Early withdrawal penalty: 180 days of interest for terms over 1 year. Rate noted as variable in prose | 3.04% | $618 |
Special-purpose accounts
IRA Term Share Certificate
Up to 3.56%APY · 2 terms
Minimum opening deposit and balance to maintain is $1,000. Early withdrawal penalty exceptions apply if owner reaches RMD age or becomes disabled.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDividends compounded and credited monthly. Automatic renewal with 10-day grace period. Early withdrawal penalty: 90 days of interest for terms of 1 year or less. Rate noted as variable in prose | 3.56% | $356 |
| 24 monthsDividends compounded and credited monthly. Automatic renewal with 10-day grace period. Early withdrawal penalty: 180 days of interest for terms over 1 year. Rate noted as variable in prose | 3.04% | $618 |
Who can join Valwood Park Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school within the MetroCrest community (including Carrollton, Addison, and Farmers Branch) are eligible for membership.
Family and household
- Immediate family members of VPFCU members (spouse, children, parents, grandparents, grandchildren, siblings, adopted children) are eligible for membership.
Membership information collected October 5, 2026.