Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Dallas, TX metro
- 4.20%APY$858 over 24 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method used to calculate interest.
Offer: Interest compounded: Quarterly. Interest credited: Quarterly.
4.14% interest rate · Effective Oct 10, 2026
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More details - SkyOne Federal Credit Union7-Month Special Share CertificateCD · 7 months · $1,000 min
Credit union · 1 branch
4.15%APY$240 over 7 months on $10,000intro rateRequirements
Product: Membership required. Open with new money only (funds from outside SkyOne). Compounded and credited quarterly. Renews automatically into a 6-month certificate at maturity unless changed during 7-day grace period. Early withdrawal penalty equal to 90 days' dividends.
Offer: Applies to new money only. Minimum deposit/balance to open and earn advertised APY is $1,000.
Promotional rate
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More details - Justice Federal Credit UnionSpecial 10-Month Share CertificateCD · 10 months · $500 min
Credit union · 1 branch
4.15%APY$345 over 10 months on $10,000with conditionsRequirements
Product: Certificate is subject to penalty for early withdrawal (terms of 12 months or less will lose 90 days of dividends; terms of 13 months or more will lose 180 days of dividends). Certificate will renew at prevailing rates upon maturity. Rates with relationship boost include a 0.10% (10 basis points) Justice National or Beyond the Badge Checking Account relationship rate increase on the new certificate. Accounts must be under the same Member Number. Justice Federal reserves the right to end promotional offer without prior notice.
Offer: With a Justice National or Beyond the Badge Account (includes a .10% relationship rate increase).
Qualified rate · 4.09% interest rate · Effective Oct 1, 2026
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More details - 4.15%APY$380 over 11 months on $10,000
Requirements
Offer: 11-Month Certificate Special. Available as a Consumer or Business CD. Not available as an IRA Certificate. Must be opened with at least $5,000 in funds.
4.07% interest rate · Effective Oct 13, 2026
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More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal. Daily balance is the amount of the principal in the account each day.
4.07% interest rate · Effective Oct 6, 2026
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More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. Early withdrawal penalty may apply.
Effective Sep 30, 2026
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More details - 4.15%APY$415 over 1 year on $10,000intro rate
Requirements
Product: Fixed rates; renews automatically; substantial penalty for early withdrawal.
Promotional rate · 4.07% interest rate · Effective Sep 1, 2026
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More details - 4.15%APY$593 over 17 months on $10,000
Requirements
Product: Online-only certificate; must be opened online and eligible only to those 18 years of age or older. Additional deposits allowed during the term ($25 minimum). Early withdrawal penalty applies.
Offer: Fixed interest rate. Additional deposits of $25 minimum allowed during term. Early withdrawal penalty is 180 days' interest.
4.07% interest rate · Effective Sep 23, 2026
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More details - 4.15%APY$1,070 over 30 months on $10,000with conditions
Requirements
Product: All CDs require a $500 minimum deposit. Subject to early withdrawal penalty.
Offer: Rewards APY requires two qualifying relationships: direct deposit of at least $1,000/month, at least $25,000 on deposit, or a qualifying loan in good standing.
Qualified rate · 4.07% interest rate
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More details - 4.15%APY$240 over 7 months on $10,000
Requirements
Product: Early withdrawal may be subject to penalties. Minimum deposit is $1,000. Terms range from 6 months to 60 months. Dividends can be paid to Savings/Checking account or compounded monthly. Election remains in effect until maturity. Certificate may automatically renew or deposit into Savings/Checking upon maturity.
Offer: 7 Month Special
4.07% interest rate · Compounded monthly · Effective Sep 1, 2026
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More details - 4.10%APY$101 over 3 months on $10,000with conditions
Requirements
Product: High-Yield Rewards Checking Account required.
Offer: High-Yield Rewards Checking Account required.
Qualified rate · 4.02% interest rate · Effective Oct 13, 2026
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More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
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More details - Mobility Credit UnionLimited Time New Money 6-Month Certificate SpecialCD · 6 months · $500 min
Credit union · 3 branches
4.10%APY$203 over 6 months on $10,000intro rateRequirements
Product: New money only. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
Offer: New money only.
Promotional rate · 4.02% interest rate · Effective Sep 17, 2026
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More details - 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 4.01% interest rate · Effective Oct 14, 2026
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More details - 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: Dividends compound quarterly. Federally insured up to $250,000 by NCUA. Once opened, additional deposits are not permitted until maturity. Early withdrawal subject to penalty. Renews automatically with a 10-day grace period.
Offer: Promotional rate; tier for balance $500
Promotional rate · Effective Sep 14, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Dallas, TX metro
1,059 CDs at 128 banks and credit unions · checked Oct 15–22
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.50%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches