Credit union · NCUA insured
Justice Federal Credit Union CD Rates
Justice Federal Credit Union’s best CD rate is 4.25% APY on a 10-month share certificate (CD), with extra requirements. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Justice Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Justice Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Justice Federal Credit Union
4.15%APY
- Term
- 10 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $345
Special 10-Month Share Certificate
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $3,292
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special 10-Month Share Certificate
Up to 4.25%APY · 1 term
Certificate is subject to penalty for early withdrawal (terms of 12 months or less will lose 90 days of dividends; terms of 13 months or more will lose 180 days of dividends). Certificate will renew at prevailing rates upon maturity. Rates with relationship boost include a 0.10% (10 basis points) Justice National or Beyond the Badge Checking Account relationship rate increase on the new certificate. Accounts must be under the same Member Number. Justice Federal reserves the right to end promotional offer without prior notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsStandard rate without checking relationship | 4.05% | $336 |
| 10 monthsStandard rate without checking relationship on deposits of $100,000+ | 4.15% | $345 |
| 10 monthsWith a Justice National or Beyond the Badge Account (includes a .10% relationship rate increase) | 4.15% | $345 |
| 10 monthsWith a Justice National or Beyond the Badge Account on deposits of $100,000+ (includes a .10% relationship rate increase) | 4.25% | $353 |
Sources (1)
- jfcu.org/Rates · captured Oct 22, 2026
Jumbo Share Certificate
Up to 3.41%APY · 8 terms
Rate includes a 0.10% Justice National Account (JNA) or Beyond the Badge Relationship rate increase on new and renewed certificate accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsRelationship rate | 1.12% | $28 |
| 6 monthsRelationship rate | 3.16% | $157 |
| 12 monthsRelationship rate | 3.31% | $331 |
| 18 monthsRelationship rate | 3.41% | $516 |
| 24 monthsRelationship rate | 3.41% | $694 |
| 36 monthsRelationship rate | 3.31% | $1,026 |
| 48 monthsRelationship rate | 3.21% | $1,347 |
| 60 monthsRelationship rate | 3.21% | $1,711 |
Sources (1)
- jfcu.org/Rates · captured Oct 22, 2026
Share Certificate
Up to 3.31%APY · 8 terms
Rate includes a 0.10% (10 basis points) Justice National Account (JNA) or Beyond the Badge Checking Account relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. Accounts must be under the same Member Number. Relationship rate will be reduced to original dividend rate for remainder of term if checking account is closed. Penalty for early withdrawal: 90 days of dividends for terms of 12 months or less; 180 days of dividends for terms of 13 months or more.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsRelationship rate includes 0.10% boost | 1.02% | $25 |
| 6 monthsRelationship rate includes 0.10% boost | 3.05% | $151 |
| 12 monthsRelationship rate includes 0.10% boost | 3.21% | $321 |
| 18 monthsRelationship rate includes 0.10% boost | 3.31% | $501 |
| 24 monthsRelationship rate includes 0.10% boost | 3.31% | $673 |
| 36 monthsRelationship rate includes 0.10% boost | 3.21% | $994 |
| 48 monthsRelationship rate includes 0.10% boost | 3.11% | $1,303 |
| 60 monthsRelationship rate includes 0.10% boost | 3.11% | $1,655 |
Sources (1)
- jfcu.org/Rates · captured Oct 22, 2026
Special-purpose accounts
Special 10-Month Traditional and Roth IRA Certificate
Up to 4.25%APY · 1 term
Available as Traditional or Roth IRA Certificate. Certificate is subject to penalty for early withdrawal (terms of 12 months or less lose 90 days of dividends; terms of 13 months or more lose 180 days of dividends). Certificate will renew at prevailing rates upon maturity. Rates with relationship boost include a 0.10% (10 basis points) Justice National or Beyond the Badge Checking Account relationship rate increase on the new certificate. Accounts must be under the same Member Number. Justice Federal reserves the right to end promotional offer without prior notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsStandard rate without checking relationship | 4.05% | $336 |
| 10 monthsStandard rate without checking relationship on deposits of $100,000+ | 4.15% | $345 |
| 10 monthsWith a Justice National or Beyond the Badge Account (includes a .10% relationship rate increase) | 4.15% | $345 |
| 10 monthsWith a Justice National or Beyond the Badge Account on deposits of $100,000+ (includes a .10% relationship rate increase) | 4.25% | $353 |
Jumbo IRA and Roth IRA Certificate
Up to 3.41%APY · 8 terms
Rate includes a 0.10% Justice National Account (JNA) or Beyond the Badge Relationship rate increase on new and renewed certificate accounts. Penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsRelationship rate | 1.12% | $28 |
| 6 monthsRelationship rate | 3.16% | $157 |
| 12 monthsRelationship rate | 3.31% | $331 |
| 18 monthsRelationship rate | 3.41% | $516 |
| 24 monthsRelationship rate | 3.41% | $694 |
| 36 monthsRelationship rate | 3.31% | $1,026 |
| 48 monthsRelationship rate | 3.21% | $1,347 |
| 60 monthsRelationship rate | 3.21% | $1,711 |
Sources (1)
- jfcu.org/Rates · captured Oct 22, 2026
Traditional IRA and Roth IRA Certificate
Up to 3.31%APY · 8 terms
Rate includes a 0.10% Justice National Account (JNA) or Beyond the Badge Relationship rate increase on new and renewed certificate accounts. Accounts must be under the same Member Number.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsRelationship rate | 1.02% | $25 |
| 6 monthsRelationship rate | 3.05% | $151 |
| 12 monthsRelationship rate | 3.21% | $321 |
| 18 monthsRelationship rate | 3.31% | $501 |
| 24 monthsRelationship rate | 3.31% | $673 |
| 36 monthsRelationship rate | 3.21% | $994 |
| 48 monthsRelationship rate | 3.11% | $1,303 |
| 60 monthsRelationship rate | 3.11% | $1,655 |
Sources (1)
- jfcu.org/Rates · captured Oct 22, 2026
Who can join Justice Federal Credit Union
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