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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 181–195 results in Chicago, IL-IN metro

  1. First Mid Bank & TrustCertificates of DepositCD · 24 months · $1,000 min

    Bank · 2 branches

    2.75%APY$558 over 24 months on $10,000
  2. Top Carrot, Carrot Score 89
    Federated BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    2.73%APY$273 over 1 year on $10,000intro rate
  3. First Bank of ManhattanCertificates of DepositCD · 13 months · $2,500 min

    Bank · 3 branches

    2.69%APY$292 over 13 months on $10,000
  4. Metro Federal Credit UnionPayroll Share Certificate - Funded by Payroll Deposit OnlyCD · 48 months · $0 min

    Credit union · 1 branch

    2.63%APY$1,094 over 48 months on $10,000
  5. Hoyne Savings BankCertificates of DepositCD · 7 months · $1,000 min

    Bank · 7 branches

    2.50%APY$145 over 7 months on $10,000
  6. Northern Illinois Federal Credit UnionAdd-on CDCD · 12 months · $5 min

    Credit union · 1 branch

    2.25%APY$225 over 1 year on $10,000
  7. Centier BankClimbing Rate CDCD · 36 months · $1,000 min

    Bank · 34 branches

    2.25%APY$690 over 36 months on $10,000intro rate
  8. Access Credit UnionRegular CDCD · 48 months · $500 min · 2.15%–2.25% by balance

    Credit union · 1 branch

    2.25%APY$931 over 48 months on $10,000
  9. Centier BankGuaranteed Rate CDCD · 60 months · $1,000 min

    Bank · 34 branches

    2.25%APY$1,177 over 60 months on $10,000intro rate
  10. Vicinity Credit UnionShare CertificatesCD · 6 months · $500 min

    Credit union · 3 branches

    2.00%APY$100 over 6 months on $10,000
  11. Prairie Community BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 4 branches

    2.00%APY$1,041 over 60 months on $10,000
  12. Abri Credit Union$AVE TO WIN Share Certificate (CD)CD · 12 months · $25 min

    Credit union · 8 branches

    1.90%APY$190 over 1 year on $10,000
  13. Top Carrot, Carrot Score 89
    Advia Credit UnionEZ-Saver CDCD · 24 months · $50 min

    Credit union · 7 branches

    1.90%APY$384 over 24 months on $10,000
  14. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 19 branches

    1.76%APYwith conditions
  15. North Side FederalCertificate of DepositCD · 30 months · $2,000 min

    Bank · 1 branch

    1.75%APY$443 over 30 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Chicago, IL-IN metro

1,351 CDs at 144 banks and credit unions · checked Oct 16–23

Typical
2.27%
Top 10% from
4.05%
Banks, typical
1.68%
Credit unions, typical
2.84%

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Chicago, IL-IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Acme Continental Credit UnionCredit union · 1 branch
  2. Whiting Refinery Federal Credit UnionCredit union · 1 branch
  3. American Airlines Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate