Bank · FDIC insured
Hoyne Savings Bank CD Rates
Hoyne Savings Bank’s best CD rate is 2.50% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Hoyne Savings Bank’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Hoyne Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Hoyne Savings Bank
2.50%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $145
Certificates of Deposit
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Hoyne Savings Bank CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo2.00%
- 16–30 months16–30 mo1.50%
- 31–60 months31–60 mo2.00%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hoyne Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 2.50%APY · 10 terms
Fixed rate of interest during term until maturity. Rates based upon term upon opening or renewal. Early withdrawal penalty may apply. Service fees may reduce APY. New deposit customers restricted to in person visits to one of locations.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day term | 0.05% | $1 |
| 6 months182 Day term | 0.10% | $5 |
| 7 months | 2.50% | $145 |
| 12 months | 0.20% | $20 |
| 14 months | 2.00% | $234 |
| 18 months | 0.25% | $38 |
| 24 months | 0.35% | $70 |
| 30 months | 1.50% | $379 |
| 42 months | 2.00% | $718 |
| 60 months | 0.50% | $253 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Statement Certificate of Deposit (IRA)
Up to 2.00%APY · 8 terms
Offered for Traditional IRAs, Roth IRAs (both conversion and contributory), and Coverdell Education Savings Accounts. Early withdrawal penalty may apply. Service fees may reduce APY. New deposit customers restricted to in person visits to one of locations.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day term | 0.05% | $1 |
| 6 months182 Day term | 0.10% | $5 |
| 12 months | 0.20% | $20 |
| 18 months | 0.25% | $38 |
| 24 months | 0.35% | $70 |
| 30 months | 1.50% | $379 |
| 42 months | 2.00% | $718 |
| 60 months | 0.50% | $253 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.