Bank · FDIC insured
Prairie Community Bank CD Rates
Prairie Community Bank’s best CD rate is 3.75% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Prairie Community Bank’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Prairie Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Prairie Community Bank
3.75%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $407
Certificates of Deposit Promotional Rates
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Prairie Community Bank CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo1.85%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Prairie Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit Promotional Rates
Up to 3.75%APY · 2 terms
Promotional rates for Certificates of Deposit. Automatically renewable at maturity. 10-day grace period following maturity to withdraw without penalty. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsPromotional rate. Early withdrawal penalty applies | 3.50% | $203 |
| 13 monthsPromotional rate. Early withdrawal penalty applies | 3.75% | $407 |
Sources (1)
- prairiecommunitybank.com/services/current-rates · captured Oct 6, 2026
Certificates of Deposit
Up to 2.00%APY · 9 terms
Automatically renewable at maturity. 10-day grace period following maturity to withdraw without penalty. Interest is compounded quarterly and credited quarterly, excluding 90-day, which is credited at maturity. Early withdrawal penalty applies.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsInterest is credited at maturity. Early withdrawal penalty applies | — | 1.55% | 1.55% | $39 |
| 6 monthsInterest is compounded quarterly and credited quarterly. Early withdrawal penalty applies | — | 1.60% | 1.60% | $80 |
| 12 monthsInterest is compounded quarterly and credited quarterly. Early withdrawal penalty applies | 1.65% | — | 1.65% | $165 |
| 18 monthsInterest is compounded quarterly and credited quarterly. Early withdrawal penalty applies | 1.70% | — | 1.70% | $256 |
| 24 monthsInterest is compounded quarterly and credited quarterly. Early withdrawal penalty applies | 1.75% | — | 1.75% | $353 |
| 30 monthsInterest is compounded quarterly and credited quarterly. Early withdrawal penalty applies | 1.85% | — | 1.85% | $469 |
| 36 monthsInterest is compounded quarterly and credited quarterly. Early withdrawal penalty applies | 1.85% | — | 1.85% | $565 |
| 48 monthsInterest is compounded quarterly and credited quarterly. Early withdrawal penalty applies | 1.90% | — | 1.90% | $782 |
| 60 monthsInterest is compounded quarterly and credited quarterly. Early withdrawal penalty applies | 2.00% | — | 2.00% | $1,041 |
Sources (2)
- prairiecommunitybank.com/banki…tificate-of-deposit/iras
- prairiecommunitybank.com/services/current-rates
All captured Oct 6, 2026
Opening an account
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