Bank · FDIC insured
First Bank of Manhattan CD Rates
First Bank of Manhattan’s best CD rate is 2.69% APY on a 13-month CD. Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How First Bank of Manhattan’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where First Bank of Manhattan has the most branches. $10,000, best rate first.
This bank’s best
First Bank of Manhattan
2.69%APY
- Term
- 13 months
- Minimum
- $2,500
- Earns on $10,000
- $292
Certificates of Deposit
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
First Bank of Manhattan CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo2.69%
- 16–30 months16–30 mo2.58%
- 31–60 months31–60 mo0.10%
- QualifiedQualified2.69%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank of Manhattan ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 2.69%APY · 7 terms
Penalty may be imposed for early withdrawal.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months91 Day Certificate. Minimum balance to open and obtain APY is $1,000.00 | 0.10% | — | 0.10% | $3 |
| 6 months182 Day Certificate. Minimum balance to open and obtain APY is $1,000.00 | 0.05% | — | 0.05% | $3 |
| 13 months13 Month Certificate. Minimum balance to open and obtain APY is $2,500.00 | — | 2.69% | 2.69% | $292 |
| 18 months18 Month Certificate. Minimum balance to open and obtain APY is $1,000.00 | 0.10% | — | 0.10% | $15 |
| 24 months24 Month Certificate. Minimum balance to open and obtain APY is $2,500.00 | — | 2.58% | 2.58% | $523 |
| 30 months30 Month Certificate. Minimum balance to open and obtain APY is $1,000.00 | 0.10% | — | 0.10% | $25 |
| 36 months36 Month Certificate. Minimum balance to open and obtain APY is $1,000.00 | 0.10% | — | 0.10% | $30 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.