Bank · FDIC insured
North Side Federal CD Rates
North Side Federal’s best CD rate is 3.00% APY on an 8-month CD. Terms run from 6 months to 8 years. Rates checked October 16, 2026.
How North Side Federal’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where North Side Federal has the most branches. $10,000, best rate first.
This bank’s best
North Side Federal
3.00%APY
- Term
- 8 months
- Minimum
- —
- Earns on $10,000
- $199
8 Month Special
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
North Side Federal CD score
63
CD score
Higher than 10% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo0.25%
- 16–30 months16–30 mo1.75%
- 31–60 months31–60 mo1.75%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Side Federal ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
8 Month Special
3.00%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 8 months | 3.00% | $199 |
Sources (1)
- northsidefederal.com/information-rates-disclosures.html · captured Sep 17, 2026
Certificate of Deposit
Up to 1.75%APY · 9 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.25% | $12 |
| 12 months | 0.25% | $25 |
| 18 months | 0.25% | $38 |
| 24 months | 1.50% | $302 |
| 30 months | 1.75% | $443 |
| 36 months | 1.50% | $457 |
| 48 months | 1.75% | $719 |
| 60 months | 1.50% | $773 |
| 96 months | 1.50% | $1,265 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Account
0.25%APY · 1 term
Individual retirement accounts use certificates of deposit as the investment vehicle. The 18 month IRA has a minimum balance requirement of $250.00, while all other IRAs have a minimum balance requirement of $2,000.00. IRAs are offered in 6 Months, 12 Months, 18 Months, 24 Months, 30 Months, Four Years, and Eight Years terms.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 0.25% | $38 |
Sources (2)
- northsidefederal.com/personal-retirement.html
- northsidefederal.com/information-rates-disclosures.html
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.