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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Boston, MA-NH metro

  1. Eagle BankPine Tree Premier CDCD · 7 months · $2,500 min

    Bank · 5 branches

    4.25%APY$246 over 7 months on $10,000intro rate
  2. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 10 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  3. National Grand BankCertificate of DepositCD · 13 months · $1,000 min

    Bank · 2 branches

    4.25%APY$461 over 13 months on $10,000
  4. Top Carrot, Carrot Score 89
    Beverly Municipal Federal Credit UnionTerm Share CertificatesCD · 13 months · $500 min

    Credit union · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  5. MountainOneCertificates of DepositCD · 14 months · $1,000 min

    Bank · 3 branches

    4.25%APY$498 over 14 months on $10,000
  6. StonehamBankCertificate of Deposit (CD)CD · 15 months · $1,000 min

    Bank · 2 branches

    4.25%APY$534 over 15 months on $10,000
  7. Top Carrot, Carrot Score 87
    Pentucket Bank20 Month Certificate of Deposit SpecialCD · 20 months · $500 min

    Bank · 6 branches

    4.25%APY$718 over 20 months on $10,000intro rate
  8. The Savings BankCertificates of DepositCD · 20 months · $1,000 min

    Bank · 8 branches

    4.25%APY$718 over 20 months on $10,000
  9. Jeanne D'Arc Credit UnionCertificates of DepositCD · 24 months · $250 min

    Credit union · 9 branches

    4.25%APY$868 over 24 months on $10,000intro rate
  10. SCU Credit UnionCertificates of Deposit SpecialsCD · 30 months · $500 min

    Credit union · 8 branches

    4.25%APY$1,097 over 30 months on $10,000intro rate
  11. Lowell Five BankCertificates of Deposit (CDs)CD · 35 months · $500 min

    Bank · 13 branches

    4.25%APY$1,291 over 35 months on $10,000intro rate
  12. Needham BankPersonal Certificate of DepositCD · 11 months · $1,000 min

    Bank · 19 branches

    4.20%APY$384 over 11 months on $10,000
  13. Winter Hill BankCertificates of DepositCD · 11 months · $500 min

    Bank · 3 branches

    4.20%APY$384 over 11 months on $10,000
  14. St. Mary's Credit UnionRelationship CertificatesCD · 18 months · $500 min

    Credit union · 5 branches

    4.20%APY$637 over 18 months on $10,000with conditions
  15. Top Carrot, Carrot Score 89
    Reading Cooperative BankCertificates of DepositCD · 24 months · $500 min

    Bank · 13 branches

    4.20%APY$858 over 24 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Boston, MA-NH metro

1,541 CDs at 141 banks and credit unions · checked Oct 15–22

Typical
3.04%
Top 10% from
4.10%
Banks, typical
2.78%
Credit unions, typical
3.25%

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Boston, MA-NH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 13 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate