Compare Bank & Credit Union Rates
Best CD rates in Wisconsin
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 271–285 results in Wisconsin
- 2.38%APY$731 over 36 months on $10,000with conditions
Requirements
Product: Open with $5,000 initial deposit. Make additional deposits of at least $1,000 anytime. Allows increasing the rate one time and making a one-time withdrawal of up to 50% of the original certificate amount without penalty. Compounded monthly. Early withdrawal penalties apply. Rates vary by MVP level.
Offer: Gold MVP Level: active checking with 5+ posted transactions/month and minimum $30,000 average monthly household balance or first mortgage with balance. Compounded monthly.
Qualified rate · 2.35% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.28%APY$113 over 6 months on $10,000
Requirements
Product: $1,000.00 initial deposit requirement. No minimum balance to earn Annual Percentage Yield (APY). Fixed interest rate for entire term. Automatically renews into a CD with the same term. Penalty will or may be imposed for early withdrawal.
Offer: No compounding during term. Interest credited at maturity.
2.27% interest rate
Rate checked
More details - 2.28%APY$700 over 36 months on $10,000
Requirements
Product: All CDs are subject to early withdraw penalties.
Offer: Subject to early withdraw penalties.
2.25% interest rate · Effective Dec 9, 2025
Rate checked
More details - 2.25%APY$1,177 over 60 months on $10,000
Requirements
Product: Fixed APY for the term indicated. Interest compounded daily and credited quarterly on CDs. A penalty may be imposed for early withdrawal.
Offer: Minimum balance to open and obtain APY is $500.00.
2.23% interest rate · Compounded daily · Effective Oct 13, 2026
Rate checked
More details - Taylor Credit UnionTerm Share CertificatesCD · 48 months · $1,000 min · 1.91%–2.22% by balance
Credit union · 3 branches
2.22%APY$918 over 48 months on $10,000Requirements
Product: Membership eligibility required: live or work in Taylor, Price, Lincoln, Marathon, or Clark Counties; live or work within a 25-mile radius of Medford; or family of a current Taylor Credit Union member. $5.00 deposit into primary savings account required upon account opening. Early withdrawal penalty may apply. Dividends paid quarterly.
Offer: Dividends paid quarterly. Early withdrawal penalty may apply.
1.90% interest rate · Effective Jan 1, 2024
Rate by balance
Rate by balance for Term Share Certificates Balance APY $1,000 and up 1.91% $10,000 and upYour amount 2.22% Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
2.00% interest rate · Effective Oct 4, 2026
Rate checked
More details - 2.00%APY$404 over 24 months on $10,000
Requirements
Product: Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Kenosha, Ozaukee, Racine, Walworth and Washington counties. A $5.00 savings account is required. Early withdrawal penalty applies and will reduce earnings. APY based on a 365-day year.
1.98% interest rate · Effective Oct 9, 2026
Rate checked
More details - 2.00%APY$508 over 30 months on $10,000
Requirements
Product: Offers a one-time "bump-up" rate option, a one-time withdrawal of up to one-half the original deposited amount, and the ability to make additional deposits throughout the term (minimum deposit of $250.00). No withdrawals on account during first seven (7) days. Penalties may be imposed for early withdrawal.
Offer: 30 month term. One-time bump-up rate option, one-time withdrawal up to one-half deposited amount, additional deposits allowed (min $250.00). No withdrawals during first 7 days. Penalties may be imposed on CDs and IRAs for early withdrawal.
1.98% interest rate · Effective Aug 3, 2026
Rate checked
More details - Blackhawk Community Credit UnionSmart Saver CertificateCD · 12 months · $0 min
Credit union · 10 branches
1.96%APY$196 over 1 year on $10,000Requirements
Product: Features no minimum and up to a 12-month term; members can deposit anytime. Available with youth savings accounts (Money Minder and Money Maker).
Offer: Deposit anytime; no minimum balance requirement.
1.95% interest rate
Rate checked
More details - 1.90%APY$384 over 24 months on $10,000
Requirements
Product: Add-on CD with unlimited deposits throughout the term. $50 minimum deposit to open. Interest/dividends compounded and paid monthly. No Advantage Plus Rewards incentive may be applied. Early withdrawal will reduce earnings.
Offer: Dividends compounded and paid monthly. No Advantage Plus Rewards incentive may be applied.
1.88% interest rate
Rate checked
More details - 1.90%APY$581 over 36 months on $10,000
Requirements
Product: Regular Certificates require a minimum balance of $500 for 3-month and 6-month, or a minimum of $1,000 for the 1-, 2-, or 3-year certificates.
Effective Oct 16, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 30 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.75%APY$443 over 30 months on $10,000
Requirements
Product: Add deposits anytime. Minimum balance to open is $250 if adding deposits of at least $25 per month via automatic transfer or Web Branch, otherwise $500. $100,000 maximum balance. Dividends compounded daily and paid quarterly.
1.73% interest rate · Compounded daily · Balance cap $100,000 · Effective Oct 9, 2026
Rate checked
More details - 1.60%APY$405 over 30 months on $10,000
Requirements
Product: Allows unlimited deposits to the account throughout the term of the certificate. Membership eligibility required. Early withdrawal penalties may apply.
Effective Oct 16, 2026
Rate checked
More details - 1.55%APY$635 over 48 months on $10,000
Requirements
Product: Minimum balance of $500 required to open and obtain APY. FDIC insured up to $250,000.
Offer: Early withdrawal penalty: 180 days interest.
1.54% interest rate · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Wisconsin
2,014 CDs at 211 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.15%
- Banks, typical
- 2.80%
- Credit unions, typical
- 3.09%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Oakdale CUCredit union · 3 branches
- Community First Credit UnionCredit union · 29 branches