Credit union · NCUA insured
Focus Credit Union
A $61.3M credit union headquartered in Menomonee Falls, WI, with 6,438 members and 2 branches in Wisconsin. Best rates: CDs 4.10% and savings 0.75% APY.
Focus Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#20 of 54 in Milwaukee, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Focus Credit Union
Founded in 1964 by City of Wauwatosa employees, FOCUS Credit Union is a federally insured, state-chartered financial cooperative.
The member-owned credit union has served southeastern Wisconsin for over 60 years.
- Headquarters
- N88W14930 Main St, Menomonee Falls, WI 53051-3130
- NCUA charter
- 66451
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Milwaukee, Waukesha, Ozaukee, or Washington Counties.
Employers and groups
- Membership is open to employees of Arandell Printing.
- Membership is open to employees of Harley-Davidson.
- Membership is open to employees of Lutheran Home.
- Membership is open to employees of Silgan Container Corp.
Military, government and schools
- Membership is open to employees of the Village of Butler.
6 more ways to join
Military, government and schools
- Membership is open to employees of Germantown Schools.
- Membership is open to employees of the Village of Germantown.
- Membership is open to employees of the Village of Menomonee Falls.
- Membership is open to employees of the City of Wauwatosa.
- Membership is open to employees of Wauwatosa Schools.
Family and household
- Membership is open to direct relatives of current members.
Branches
2 branches in Wisconsin
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Wisconsin
2 branches
- Menomonee Falls BranchMain officeN88W14930 Main St, Menomonee Falls, WI 53051Directions
- Wauwatosa Branch1530 N 68th St, Wauwatosa, WI 53213Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.01% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.49% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.36% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $87 | $59 | — |
- CapitalNet worth ratio14.01%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.49%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.36%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$87Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Focus Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.