Credit union · NCUA insured
CO-NE Federal Credit Union
A $4.5M credit union headquartered in Julesburg, CO, with 677 members and 2 branches in 2 states. Best rates: CDs 2.28% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs642.28%for 31–60 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CO-NE Federal Credit Union
CO-NE Federal Credit Union is a member-owned cooperative headquartered in Julesburg, Colorado.
Chartered on February 2, 1966 as J-O-S Schools Federal Credit Union, it became Sedgwick County Federal Credit Union in 1967 and adopted its current name in 1984.
- Headquarters
- 113 Cedar St, Julesburg, CO 80737
- NCUA charter
- 17250
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Sedgwick County and Deuel County are eligible to join.
Family and household
- Any member’s family and relatives are eligible to join regardless of where they live.
Cost to join
- Members may join by depositing at least $50.00 into a Passbook Account.
Branches
2 branches in 2 states
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Colorado
1 branch
- Co-NeMain office113 Cedar St, Julesburg, CO 80737Directions
Wisconsin
1 branch
- Ami8348 Corporate Dr, Mount Pleasant, WI 53406Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.73% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.13% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $66 | $59 | — |
- CapitalNet worth ratio8.73%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.13%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$66Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CO-NE Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.