Compare Bank & Credit Union Rates
Best CD rates in Stevens Point, WI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Stevens Point, WI
- 4.75%APY$2,612 over 60 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
4.67% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Dividends compounded and paid quarterly. A penalty may be imposed for early withdrawal of funds. Terms range from 3 months to 5 years.
Offer: MaxYield Rate
4.33% interest rate · Effective Oct 5, 2026
Rate checked
More details - UW Credit UnionCertificates SpecialsCD · 14 months · $5,000 min · 4.15%–4.25% by balance
Credit union · 1 branch
4.20%APY$492 over 14 months on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. Early withdrawal penalties apply.
4.07% interest rate · Compounded daily · Effective Oct 9, 2026
Rate by balance
Rate by balance for Certificates Specials Balance APY $5,000 and up 4.15% $10,000 and upYour amount 4.20% $250,000 and up 4.25% Rate checked
More details - 4.09%APY$444 over 13 months on $10,000
Requirements
Product: $1,000 minimum to open and earn APY. 18-Month CD allows adding $500 or more to balance at any time during the life of the CD.
Offer: 13 Month Special
4.03% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.80%APY$2,050 over 60 months on $10,000
Requirements
Product: Dividends earned daily, compounded and posted quarterly (except 6-month term where dividend is paid at end of term). Early withdrawal penalty may apply. Fees may reduce earnings. 24-month or longer certificates may qualify for Customiser Coupons to bump rate and/or add deposits.
Offer: Dividend paid quarterly. May qualify for Customiser Coupons to bump rate and/or add a deposit.
3.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - Central Wisconsin Credit UnionShare CertificatesCD · 60 months · $1,000 min · 3.51%–3.71% by balance
Credit union · 1 branch
3.51%APY$1,880 over 60 months on $10,000Requirements
Product: Interest/dividends are compounded and paid monthly. Early withdrawal penalty of 90 days interest applies if principal is withdrawn prior to maturity (waived for certifiable hardship or death). Can be used as collateral for a share secured loan.
3.45% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.51% $40,000 and up 3.71% Rate checked
More details - UW Credit UnionRate Bump CertificateCD · 24 months · $5,000 min · 3.50%–3.60% by balance
Credit union · 1 branch
3.50%APY$712 over 24 months on $10,000Requirements
Product: The rate on the account may be increased one time during the term, at any time, to the most current rate offered for the same Rate Bump Certificate term based on account balance.
3.44% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Rate Bump Certificate Balance APY $5,000 and upYour amount 3.50% $250,000 and up 3.60% Rate checked
More details - 3.44%APY$1,842 over 60 months on $10,000intro rate
Requirements
Product: Member eligibility required. Substantial early withdrawal penalties apply (equal to 180 days' interest on the amount withdrawn). Automatic renewal at the current rate with a ten-day grace period at maturity.
Offer: Dividend paid quarterly.
Promotional rate · 3.40% interest rate
Rate checked
More details - 3.30%APY$191 over 7 months on $10,000intro rate
Requirements
Product: Penalties may be applied for early withdrawal.
Offer: 7 Month Special
Promotional rate · 3.25% interest rate · Effective Aug 4, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - UW Credit UnionNo Penalty CertificateCD · 9 months · $5,000 min · 3.25%–3.35% by balance
Credit union · 1 branch
3.30%APY$246 over 9 months on $10,000Requirements
Product: No penalty for early withdrawal during the certificate term. Full or partial withdrawals may be made after the first 5 business days of the certificate term.
3.20% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for No Penalty Certificate Balance APY $5,000 and up 3.25% $10,000 and upYour amount 3.30% $250,000 and up 3.35% Rate checked
More details - UW Credit UnionRegular CertificateCD · 9 months · $500 min · 3.25%–3.35% by balance
Credit union · 1 branch
3.30%APY$246 over 9 months on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. Substantial penalties apply for premature withdrawal.
3.20% interest rate · Compounded daily · Effective Oct 2, 2026
Rate by balance
Rate by balance for Regular Certificate Balance APY $500 and up 3.25% $10,000 and upYour amount 3.30% $250,000 and up 3.35% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.04%APY$1,615 over 60 months on $10,000
Requirements
Product: Fixed rates, dividends paid monthly. Early withdrawal penalties apply. $5,000 minimum deposit to open ($500 for minors).
Offer: Early withdrawal penalties apply.
3.00% interest rate · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Stevens Point, WI
203 CDs at 13 banks and credit unions · checked Oct 6–16
- Typical
- 2.00%
- Top 10% from
- 3.79%
- Banks, typical
- 0.75%
- Credit unions, typical
- 3.14%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Stevens Point, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Simplicity Credit UnionCredit union · 2 branches
- UW Credit UnionCredit union · 1 branch
- Valley Communities Credit UnionCredit union · 1 branch