Credit union · NCUA insured
Simplicity Credit Union
Top CarrotA $533.4M credit union headquartered in Marshfield, WI, with 28,839 members and 8 branches in Wisconsin. Best rates: CDs 3.44% and savings 2.00% APY.
Simplicity Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#1 of 19 in Stevens Point, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Simplicity Credit Union
Founded in 1949, Simplicity Credit Union serves nearly 27 thousand members across Central Wisconsin and beyond through seven locations.
Headquartered in Marshfield, Wisconsin, it operates as a member-owned local financial cooperative.
- Headquarters
- 222 E Upham St, Marshfield, WI 54449-1543
- NCUA charter
- 66678
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside or are employed in the Wisconsin counties of Adams, Brown, Calumet, Chippewa, Clark, Eau Claire, Fond du Lac, Jackson, Marathon, Outagamie, Portage, Shawano, Taylor, Trempealeau, Waupaca, Waushara, Winnebago, and Wood are eligible for membership.
Employers and groups
- Employees of specified companies/entities, contractors of the City of Neenah or Neenah Joint School District, and stockholders or patrons of the Tomorrow Valley Co-op are eligible for membership.
Family and household
- Family members (spouse, parent, sibling, in-law, children, stepparents, stepchildren, grandparents, and grandchildren) of an existing Simplicity Credit Union member are eligible for membership.
Cost to join
- A $5.00 savings account deposit is required to open membership.
Branches
8 branches in Wisconsin
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Wisconsin
8 branches
Wisconsin Rapids area · 2
- MarshfieldMain office222 E Upham St, Marshfield, WI 54449Directions
- Nasonville11044 US Highway 10, Marshfield, WI 54449Directions
Stevens Point area · 2
- Spash1201 N. Point Dr., Stevens Point, WI 54481Directions
- Stevens Point3301 Business Park Dr, Stevens Point, WI 54482Directions
54449 area · 1
- Marshfield High School1401 E. Becker Road, Marshfield, 54449, WIDirections
Loyal area · 1
- Loyal Schools514 W Central St., Loyal, WI 54446Directions
Oshkosh area · 1
- Neenah219 W Cecil St, Neenah, WI 54956Directions
Neillsville area · 1
- Neillsville335 W Division St, Neillsville, WI 54456Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.82% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.22% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.73% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $93 | $76 | — |
- CapitalNet worth ratio9.82%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.22%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.73%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$93Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Simplicity Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.