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Compare Bank & Credit Union Rates

Best CD rates in Madison, WI

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–44 results in Madison, WI

  1. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 5 branches

    3.00%APY$1,564 over 59 months on $10,000
  2. Johnson BankCertificate of Deposits (CDs)CD · 60 months · $2,000 min

    Bank · 2 branches

    3.00%APY$1,593 over 60 months on $10,000
  3. Lake Ridge BankCertificate of DepositCD · 48–59 months · $1,000 min

    Bank · 1 branch

    2.93%APY
  4. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 2 branches

    1.76%APYwith conditions
  5. Top Carrot, Carrot Score 92
    UW Credit UnionSmart Saver CertificateCD · 30 months · $10,000 min

    Credit union · 9 branches

    1.75%APY$443 over 30 months on $10,000
  6. Summit Credit UnionCertificate PlusCD · 12 months · $250 min

    Credit union · 13 branches

    1.25%APY$125 over 1 year on $10,000
  7. Associated BankFixed-Rate Add-on CDCD · 12 months · $100 min

    Bank · 5 branches

    1.00%APY$100 over 1 year on $10,000
  8. Top Carrot, Carrot Score 92
    UW Credit UnionSmart Saver Plus CertificateCD · 12 months · $10,000 min

    Credit union · 9 branches

    0.72%APY$72 over 1 year on $10,000
  9. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 6 branches

    0.40%APY$202 over 60 months on $10,000
  10. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 6 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  11. DMB Community BankCertificates of DepositCD · 48 months · $500 min

    Bank · 1 branch

    0.30%APY$121 over 48 months on $10,000
  12. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 1 branch

    0.30%APY$181 over 72 months on $10,000
  13. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 6 branches

    0.25%APY$126 over 60 months on $10,000
  14. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 5 branches

    0.05%APY$2 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Madison, WI

312 CDs at 23 banks and credit unions · checked Oct 16–22

Typical
2.21%
Top 10% from
4.05%
Banks, typical
0.75%
Credit unions, typical
3.30%

Is your bank paying you enough?

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Madison, WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. UW Credit UnionCredit union · 17 branches
  2. Marine Credit UnionCredit union · 2 branches
  3. Blackhawk Community Credit UnionCredit union · 1 branch
See all ranked institutions