Bank · FDIC insured
DMB Community Bank CD Rates
DMB Community Bank’s best CD rate is 3.05% APY on a 6-month CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How DMB Community Bank’s CD rates compare
Compared with banks and credit unions near Madison, WI, where DMB Community Bank has the most branches. $10,000, best rate first.
This bank’s best
DMB Community Bank
0.30%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $121
Certificates of Deposit
Top rate
Madison Fire Department Credit Union
4.55%APY
- Term
- 16 months
- Minimum
- —
- Earns on $10,000
- $611
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
DMB Community Bank CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo0.15%
- 16–30 months16–30 mo0.20%
- 31–60 months31–60 mo0.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DMB Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
New Money Specials
Up to 3.05%APY · 2 terms
At least $100,000 must be new funds not on deposit at DMB within the past 30 days.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAt least $100,000 must be new funds not on deposit at DMB within the past 30 days | 3.05% | — |
| 12 monthsAt least $100,000 must be new funds not on deposit at DMB within the past 30 days | 2.85% | — |
Sources (1)
- deforestbank.com/current-rates · captured Oct 5, 2026
Certificates of Deposit
Up to 0.30%APY · 6 terms
Interest paid at maturity for terms under 2 years, paid annually for terms 2, 3 & 4 years. Prime Time Plus customers earn an additional 0.10% (not applicable with any other special rate promotion). Penalty for early withdrawal applies.
| Term | APY · $500 and up | APY · $2,500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsInterest paid at maturity. Prime Time Plus customers earn an additional 0.10% (not applicable with any other special rate promotion). Penalty for early withdrawal applies | — | 0.05% | 0.05% | 0.05%0.05% from $10k | $1 |
| 6 monthsInterest paid at maturity. Prime Time Plus customers earn an additional 0.10% (not applicable with any other special rate promotion). Penalty for early withdrawal applies | — | 0.10% | — | 0.10% | $5 |
| 12 monthsInterest paid at maturity. Prime Time Plus customers earn an additional 0.10% (not applicable with any other special rate promotion). Penalty for early withdrawal applies | 0.15% | — | — | 0.15% | $15 |
| 24 monthsInterest paid annually. Prime Time Plus customers earn an additional 0.10% (not applicable with any other special rate promotion). Penalty for early withdrawal applies | 0.20% | — | — | 0.20% | $40 |
| 36 monthsInterest paid annually. Prime Time Plus customers earn an additional 0.10% (not applicable with any other special rate promotion). Penalty for early withdrawal applies | 0.25% | — | — | 0.25% | $75 |
| 48 monthsInterest paid annually. Prime Time Plus customers earn an additional 0.10% (not applicable with any other special rate promotion). Penalty for early withdrawal applies | 0.30% | — | — | 0.30% | $121 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Diploma Dollars CD
0.30%APY · 1 term
Account must be open prior to age 14. Maturity date is primary account holder's 18th birthday. Additional deposits can be made to the account at any time. The rate may change annually on June 1st, and pays the same rate of interest as the four year CD. Penalty for early withdrawal applies. Prime Time Plus customers earn an additional 0.10% (not applicable with any other special rate promotion).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48–Unknown months4 Year Minimum. Account must be open prior to age 14. Maturity date is primary account holder's 18th birthday. Additional deposits allowed at any time. Rate may change annually on June 1st to match 4-year CD rate. Prime Time Plus customers earn an additional 0.10% (not applicable with any other special rate promotion). Penalty for early withdrawal applies | 0.30% | $121 |
Sources (2)
All captured Oct 5, 2026
Individual Retirement Accounts (IRAs)
Up to 0.30%APY · 3 terms
Individual Retirement Account CDs and certificates. Penalty for early withdrawal applies. Rates and terms subject to change.
| Term | APY · $25 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsRate may change after account is opened (variable, may change monthly). Deposits and withdrawals allowed. Interest paid monthly. Penalty for early withdrawal applies. Fees may reduce earnings | 0.25% | — | 0.25% | $25 |
| 24 monthsFixed for term. Interest paid annually. No additional deposits allowed; withdrawals only at maturity. Penalty for early withdrawal applies. Fees may reduce earnings | — | 0.25% | 0.25% | $50 |
| 48 monthsFixed for term. Interest paid annually. No additional deposits allowed; withdrawals only at maturity. Penalty for early withdrawal applies. Fees may reduce earnings | — | 0.30% | 0.30% | $121 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.