Compare Bank & Credit Union Rates
Best CD rates in West Virginia
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in West Virginia
- 2.47%APY$1,298 over 60 months on $10,000
Requirements
Product: Quarterly compounding. A penalty may be imposed for withdrawal before maturity. Fees could reduce earnings.
Offer: Quarterly compounding. A penalty may be imposed for withdrawal before maturity.
2.45% interest rate · Effective Sep 18, 2026
Rate checked
More details - 2.25%APY$1,177 over 60 months on $10,000
Requirements
Product: Compounded quarterly. Early withdrawal penalty of 90 days interest on less than 1 year term and 182 days interest on over 1 year term. APY is based on balance remaining on deposit for full 365 day year.
Offer: $500 minimum balance to obtain APY. Compounded quarterly. Early withdrawal penalty applies.
2.25% interest rate · Compounded quarterly · Effective Jul 24, 2026
Rate checked
More details - Patriot Federal Credit Union9 Month No Penalty CertificateCD · 9 months · $10,000 min · 2.20%–2.30% by balance
Credit union · 1 branch
2.20%APY$165 over 9 months on $10,000Requirements
Product: Penalty for early withdrawal. Dividend earnings based on minimum tier balance.
Offer: Tier $10,000-$24,999.
Effective Sep 2, 2026
Rate by balance
Rate by balance for 9 Month No Penalty Certificate Balance APY $10,000 – $24,999Your amount 2.20% $25,000 – $99,999 2.20% $100,000 – $250,000 2.25% Over $250,000 2.30% Rate checked
More details - CAPE Federal Credit UnionShare Certificate AccountCD · 12 months · $1,000 min
Credit union · 1 branch
2.17%APY$217 over 1 year on $10,000Requirements
Product: No monthly service or maintenance fee. Early withdrawal penalties may apply.
Offer: Early withdrawal penalties may apply. Fees may reduce earnings.
2.15% interest rate · Effective Jul 1, 2025
Rate checked
More details - 2.02%APY$185 over 11 months on $10,000
Requirements
Product: Allows adding to the CD balance at any time. Early withdrawal penalty may be imposed. Fixed interest rate for the specified term.
2.00% interest rate · Effective Aug 3, 2026
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
Rate checked
More details - Home National BankCertificate of DepositCD · 60 months · $500 min · 1.85%–1.92% by balance
Bank · 1 branch
1.85%APY$960 over 60 months on $10,000Requirements
Product: Minimum balance requirement to obtain APY. You must maintain the required minimum balance shown each day in the account to obtain the disclosed annual percentage yield (APY) and to avoid the imposition of a fee. For CD/IRA products a penalty is imposed for early withdrawals and may reduce your earnings.
Offer: Tier 60 Month
1.83% interest rate · Effective Mar 20, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and upYour amount 1.85% $100,000 and up 1.92% Rate checked
More details - 1.56%APY$805 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty applies.
Offer: Early withdrawal penalty applies.
1.55% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.51%APY$75 over 6 months on $10,000
Requirements
Product: Compounded & credited monthly. Must set up ACH transfer of at least $25 per month from a checking account or outside savings account at account opening. Automatic renewal. 7 day grace period. Penalty for early withdrawal.
Offer: Compounded & credited monthly. Must set up ACH transfer of at least $25 per month from a checking account or outside savings account at account opening. Automatic renewal. 7 day grace period. Penalty for early withdrawal.
1.50% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.50%APY$302 over 24 months on $10,000
Effective Oct 1, 2026
Rate checked
More details - 1.50%APY$614 over 48 months on $10,000
Requirements
Product: Automatically renewable. Interest payment options: compounded, paid by check, or deposited into a Checking, Super NOW, or Savings account. Terms available from 30 days to 48 months.
1.50% interest rate
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: All certificates are automatically renewable. $2,500.00 minimum balance. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.
Offer: 5 Year CD. Minimum balance $2,500.00.
1.49% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - 1.45%APY$593 over 48 months on $10,000
Requirements
Product: Early withdrawal penalty applies.
Offer: Early withdrawal penalty applies.
1.45% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.35%APY$410 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty applies.
Offer: Early withdrawal penalty applies.
1.35% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in West Virginia
672 CDs at 81 banks and credit unions · checked Oct 16–22
- Typical
- 2.44%
- Top 10% from
- 4.00%
- Banks, typical
- 1.81%
- Credit unions, typical
- 3.08%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches