Bank · FDIC insured
Home National Bank CD Rates
Home National Bank’s best CD rate is 1.92% APY on a 5-year CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Home National Bank’s CD rates compare
Compared with banks and credit unions in Ohio, where Home National Bank has the most branches. $10,000, best rate first.
This bank’s best
Home National Bank
1.85%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $960
Certificate of Deposit
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
Home National Bank CD score
62
CD score
Higher than 6% of U.S. banks and credit unions
- 3–8 months3–8 mo1.25%
- 9–15 months9–15 mo1.50%
- 16–30 months16–30 mo1.50%
- 31–60 months31–60 mo1.85%
- QualifiedQualified1.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Home National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 1.85%APY · 7 terms
Minimum balance requirement to obtain APY. You must maintain the required minimum balance shown each day in the account to obtain the disclosed annual percentage yield (APY) and to avoid the imposition of a fee. For CD/IRA products a penalty is imposed for early withdrawals and may reduce your earnings.
| Term | APY · $500 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1–5 monthsTier 1-5 Month | 0.75% | — | 0.75% | $6 |
| 6–11 monthsTier 6-11 Month | 1.25% | — | 1.25% | $62 |
| 12–23 monthsHigh Balance Tier ($100,000+) 12-23 Month | — | 1.57% | —1.57% from $100k | — |
| 12–23 monthsTier 12-23 Month | 1.50% | — | 1.50% | $150 |
| 24–35 monthsHigh Balance Tier ($100,000+) 24-35 Month | — | 1.57% | —1.57% from $100k | — |
| 24–35 monthsTier 24-35 Month | 1.50% | — | 1.50% | $302 |
| 36–47 monthsHigh Balance Tier ($100,000+) 36-47 Month | — | 1.83% | —1.83% from $100k | — |
| 36–47 monthsTier 36-47 Month | 1.75% | — | 1.75% | $534 |
| 48–59 monthsHigh Balance Tier ($100,000+) 48-59 Month | — | 1.83% | —1.83% from $100k | — |
| 48–59 monthsTier 48-59 Month | 1.75% | — | 1.75% | $719 |
| 60 monthsHigh Balance Tier ($100,000+) 60 Month | — | 1.92% | —1.92% from $100k | — |
| 60 monthsTier 60 Month | 1.85% | — | 1.85% | $960 |
Sources (1)
- homenatlbank.com/certificate-deposit-cd · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.