Bank · FDIC insured
Putnam County Bank
A $704.2M bank headquartered in Hurricane, WV, with 5 branches in West Virginia. Best rates: CDs 1.50% and savings 0.10% APY.
Putnam County Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#23 of 25 in Huntington, WV-KY-OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Putnam County Bank
Founded in October 1901, Putnam County Bank is headquartered in Hurricane, West Virginia.
The bank operates as a wholly-owned subsidiary of Putnam Bancshares, Inc., a holding company formed in 1985.
- Headquarters
- 2761 Main St, Hurricane, WV 25526
- FDIC certificate
- 15243 ↗
Branches
5 branches in West Virginia
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West Virginia
5 branches
- Putnam County BankMain office2761 Main St, Hurricane, WV 25526Directions
- Hurricane Creek Branch101 Hurricane Creek Rd, Hurricane, WV 25526Directions
- Hurricane Loan Office Branch300 Hurricane Creek Rd, Hurricane, WV 25526Directions
- Vally Branch3945 Teays Valley Rd, Hurricane, WV 25526Directions
- Milton Branch15635 Us Route 60, Milton, WV 25541Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.32% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.97% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio12.32%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.97%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Putnam County Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.